0% Intro Rate Credit Cards

Featured 0% Intro Rate Credit Card: Discover it® Credit Card
  • Discover it Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: 0%*
  • Regular APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*

- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible... Choose your own due date and pay up to midnight ET online or by phone
- Human... talk to a real person any time with 100% U.S.-based service
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions

* * *

The Discover It credit card provides flexibility to cardholders. With a simple application and cash back with every purchase, it entitles many people to a card with rewards. There are many perks to having the card - including a low APR, no annual fee and the ability to name the payment due date. Read more...

An introductory APR period is a specific period of time during which no interest is charged on whichever transactions are included. Common transactions to enjoy an intro APR period are purchases, balance transfers and cash advances. Intro rates will differ in lengths categories as short-term, mid-term, and long-term. As debit cards do not charge interest rates, it is quite rare to see such cards having an intro period except where they apply towards monthly maintenance or annual fees and other periodic card charges. The following cards will not charge any interest rates on categories mentioned. It is worthy to note that having met a cards initial credit requirement, it is possible that not all applicants will qualify for all or certain aspects of the introductory period. It is always important to get exact information in this regard in the card agreement or terms and conditions. *Applicants are advised to see applicable terms and conditions before applying.



0% Intro Rate Credit Cards Listing

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1-2-3 REWARDS® Visa® Credit Card
1-2-3 REWARDS Visa Credit Card
  • Intro APR: 0%
  • Intro APR Period: 9 months*
  • APR: 13.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

This no annual fee credit card features the ability to earn points with every purchase. When the card is used at participating stores, it's possible to earn 2 or 3 point per dollar spent as well. Additional features include zero fraud liability and online account management.

Info Review Benefits Fees
Barclaycard Arrival World MasterCard® - No Annual Fee Card
Barclaycard Arrival World MasterCard - No Annual Fee Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% or 18.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Barclaycard Arrival World MasterCard is a no-annual-fee travel credit card that presents its cardholders with a number of benefits, some of which are unique and others that give them an edge over their competitors from earning double miles to getting miles back when redeeming miles from travel, the card is unique.

Info Review Benefits Fees
1st Platinum Plus
1st Platinum Plus
  • Intro APR: 0%
  • Intro APR Period: 18 months*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

The 1st Platinum Plus card is a shopping card reserved for consumers who'd like the freedom to purchase thousands of products with a secured card. Credit reporting ensures those card members with limited credit can improve their ratings over time.

Info Review Benefits Fees
US Bank FlexPerks Cash Rewards Visa®
US Bank FlexPerks Cash Rewards Visa
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The US Bank FlexPerks Business Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account.

Info Review Benefits Fees
US Bank FlexPerks Business Travel Rewards Visa® Card - 17,500 Bonus FlexPoints
US Bank FlexPerks Business Travel Rewards Visa Card - 17,500 Bonus FlexPoints
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Business Travel Rewards Visa is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards.

Info Review Benefits Fees
Discover it® Credit Card - 18 months intro
Discover it Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months*
  • APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It credit card provides users with an array of benefits. Not only are they able to make purchases with over 8 million merchants, they are also given a generous intro period with no APR. This keeps expenses down and perks up, all while earning cash back with every purchase.

Info Review Benefits Fees
Barclaycard Arrival World MasterCard®
Barclaycard Arrival World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% or 18.99% (V)*
  • Annual Fee: $89*
4.5 out of 5

The Barclaycard Arrival World MasterCard is a credit card that is designed for the traveler. It first starts with bonus miles and concludes with the ability to receive 10 percent miles back when miles are redeemed. Cardholders can also redeem miles for gift cards, merchandise, statement credits, and more.

Info Review Benefits Fees
US Bank FlexPerks® Travel Rewards Visa Signature® Card - 17,500 Bonus FlexPoints
US Bank FlexPerks Travel Rewards Visa Signature Card - 17,500 Bonus FlexPoints
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Travel Rewards Visa makes it possible to earn points easily. All the points can be used for travel - free airfare, hotels, rental cars and much more. Additional features of being a cardholder include discounts with National Car Rental and other travel partners.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Excellent Credit)
Barclaycard Rewards MasterCard (Excellent Credit)
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% - 24.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

If you have excellent credit, you could take advantage of the premium benefits offered by some of the best credit cards on the market today. With this card, for example, you could quickly and easily earn rewards while avoiding fees and other restrictions.

Info Review Benefits Fees
Lufthansa Premier Miles & More World MasterCard®
Lufthansa Premier Miles & More World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 24.99% or 15.99% (V)*
  • Annual Fee: $79*
4.5 out of 5

Lufthansa offers the Premier Miles & More World MasterCard. This gives cardholders access to free miles with every purchase made on the card. Additionally, cardholders can enjoy a low intro APR, a low annual fee and other perks for having a MasterCard in their wallet. The online application can be completed in minutes.

Info Review Benefits Fees
US Airways Premier World MasterCard®
US Airways Premier World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 24.99% or 15.99% (V)*
  • Annual Fee: $89*
4.5 out of 5

The US Airways Premier World MasterCard is packed with features. With a low annual fee on the card, cardholders can earn miles with every purchase. There are also bonus miles available and companion tickets available affordably. Other perks included come from holding a MasterCard, including online accounting tools and 24/7 customer service.

Info Review Benefits Fees
NFL Extra Points Credit Card
NFL Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% to 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits.

Info Review Benefits Fees
Barclaycard® Rewards MasterCard® (Good Credit)
Barclaycard Rewards MasterCard (Good Credit)
  • Intro APR: 0%
  • Intro APR Period: 6 months*
  • APR: 24.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Barclaycard Rewards MasterCard provides cardholders with points. The no annual fee card features no cash back limits, no blackout dates and no expirations. As cardholders spend with the card, they earn more points. The points can then be redeemed for travel, dining, shopping and other rewards as they desire.

Info Review Benefits Fees
US Bank Visa® Platinum Card
US Bank Visa Platinum Card
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 9.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The US Bank Visa Platinum Card offers cardholders a lot of buying power. The card can be used anytime, anywhere all over the globe. Additional features of the card include online account access and the ability to pay bills online. Other features are provided all year long with no annual fee.

Info Review Benefits Fees
Williams-Sonoma Visa® Signature Card
Williams-Sonoma Visa Signature Card
  • Intro APR: 0%
  • Intro APR Period: 15 months on BT*
  • APR: 13.74%, 17.74% or 21.74% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Williams-Sonoma Visa Signature Card provides an easy way for cardholders to earn free gift cards. The gift cards can be used by the cardholder or given to friends and family. The more the card is used, the more reward points are earned. Additional features include 10% off coupons, free shopping culinary experiences and more.

Info Review Benefits Fees
New York Giants Extra Points Credit Card
New York Giants Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% - 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

The Empire State is home to many professional sports franchises so football fans have a lot to cheer about. Carry this credit product from Barclaycard, however, and you could find yourself in even greater celebration thanks to exclusive benefits that no other card can offer. Several of the most popular benefits, however, are also included.

Info Review Benefits Fees
Indianapolis Colts Extra Points Credit Card
Indianapolis Colts Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% - 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

Barclaycard does it again with the introduction of the Extra Points credit card series. As part of a partnership with the NFL, these cards combine some of the most popular traditional rewards and benefits with an NFL rewards program unlike any other, saving you money and time all year long.

Info Review Benefits Fees
Green Bay Packers Extra Points Credit Card
Green Bay Packers Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% - 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

Unofficially known as "Title Town," Green Bay Wisconsin has a long and celebrated history of incredible professional football. Now you can be a part of this history like never before thanks to this series of credit cards from Barclaycard and the NFL. You'll get a bunch of impressive rewards and more!

Info Review Benefits Fees
Houston Texans Extra Points Credit Card
Houston Texans Extra Points Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.74% - 22.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

If you are looking for a new credit card and you are also a big football fan, you may want to consider this Barclaycard partnership with the NFL. You will gain access to some of the most impressive rewards around; particularly those involving one of a kind NFL experiences, but traditional card benefits are also available.

Info Review Benefits Fees



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