0% Intro Rate Credit Cards

Featured 0% Intro Rate Credit Card: Discover® Student Card - $25 Cash Back
  • Discover Student Card - $25 Cash Back
  • Rated: 4.5 out of 5
  • Intro APR: 0% for 9 months*
  • Regular APR: 13.99% - 20.99% *
  • Annual Fee: $0.00*

- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

* * *

Students have great need to carry a credit card, but it's not always easy to learn to be responsible with them. Some credit card companies offer products that might be able to help students learn about credit cards by providing simple rewards. Read more...

An introductory APR period is a specific period of time during which no interest is charged on whichever transactions are included. Common transactions to enjoy an intro APR period are purchases, balance transfers and cash advances. Intro rates will differ in lengths categories as short-term, mid-term, and long-term. As debit cards do not charge interest rates, it is quite rare to see such cards having an intro period except where they apply towards monthly maintenance or annual fees and other periodic card charges. The following cards will not charge any interest rates on categories mentioned. It is worthy to note that having met a cards initial credit requirement, it is possible that not all applicants will qualify for all or certain aspects of the introductory period. It is always important to get exact information in this regard in the card agreement or terms and conditions. *Readers are advised to see applicable terms and conditions before applying.



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0% Intro Rate Credit Cards Listing

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LSU Tigers™ Platinum MasterCard® from Capital One®
LSU Tigers Platinum MasterCard from Capital One
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Get into the game and keep your credit in check with this new LSU-associated credit card from Capital One. You will earn points towards LSU-related rewards as well as enjoy a host of other standard credit card benefits that you might not find anyplace else.

Info Review Benefits Fees
Capital One® Cash Credit Card
Capital One Cash Credit Card
  • Intro APR: 0%*
  • Intro APR Period: until February 2013*
  • APR: 12.90% - 20.90%*
  • Annual Fee: $0.00*
4.0 out of 5

There is no gift or reward better than straight up cash, and that is exactly what this card gives you. Enjoy bonus cash back on all purchases and bonus cash back every single year. Choose how to redeem your cash and take advantage of competitive interest rates as well.

Info Review Benefits Fees
Discover® Motiva℠ Card
Discover Motiva Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest.

Info Review Benefits Fees
True Earnings® Business Card from Costco and American Express
True Earnings Business Card from Costco and American Express
  • Intro APR: 0%*
  • Intro APR Period: up to 6 months on Purchases*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.0 out of 5

This TrueEarnings Business Credit Card from Costco is intended for business owners who are Costco members. Low purchase interest, no annual fees, and a rewarding program make this a favorite take for Costco business owners who qualify.

Info Review Benefits Fees
Capital One® Spark℠ Cash Select for Business
Capital One Spark Cash Select for Business
  • Intro APR: 0%*
  • Intro APR Period: until August 2012*
  • APR: 14.9% - 19.90%*
  • Annual Fee: $0.00*
4.0 out of 5

Some credit cards are designed to make it easy to run your business. These cards provide you with lots of business-focused benefits that can reward you for buying supplies, travelling to meet clients and partners and expanding your general operations.

Info Review Benefits Fees
SimplyCash® Business Card from American Express OPEN
SimplyCash Business Card from American Express OPEN
  • Intro APR: 0%*
  • Intro APR Period: up to 12 months*
  • APR: 12.24% - 19.24%*
  • Annual Fee: $0.00*
5.0 out of 5

SimplyCash Business Card from American Express is a business credit card reserved for small to medium scale businesses having good credit. A cash back reward program earns rebates with little restrictions.

Info Review Benefits Fees
Blue Sky from American Express®
Blue Sky from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: from 17.24 to 22.24%*
  • Annual Fee: $0.00*
4.0 out of 5

The Blue Sky from American Express card is a travel rewards credit card particularly intended for those with excellent credit wishing to gather savings redeemable for travel or other sky related rewards.

Info Review Benefits Fees
Escape by Discover® Card
Escape by Discover Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 11.99% - 10.99%*
  • Annual Fee: $60.00*
4.5 out of 5

The Escape by Discover Card is a travel rewards credit card created for individuals who want to earn double miles on all purchases. Interest rates are highly competitive and miles earned are redeemed for cash and travel rewards.

Info Review Benefits Fees
Discover® Student Card - Monogram Collection
Discover Student Card - Monogram Collection
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Flamingo Monogram is a personalized credit card for students who want to build a solid history over time. Purchase APR is highly competitive, and members participate in a rewarding cash bonus program at no additional cost.

Info Review Benefits Fees
Maximum Rewards Platinum Edition® Visa® Card
Maximum Rewards Platinum Edition Visa Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 19.99% - 11.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Maximum Rewards Platinum Edition Visa Card could save you money with an extremely low introductory APR. You could also save when you cash in your bonus points towards variety of merchandise, certificates, and travel.

Info Review Benefits Fees
Discover® Mix Tape Student Card
Discover Mix Tape Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder.

Info Review Benefits Fees
Discover® Student Open Road℠ Card
Discover Student Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.5 out of 5

The Discover Student Open Road Card credit card is for students with fair credit. Card members are entitled to an intro period, moderate purchase interest, complete fraud protection, and a cash back rewards program.

Info Review Benefits Fees
Blue Cash® Everyday(SM) from American Express
Blue Cash Everyday(SM) from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months on Purchases*
  • APR: 17.24% - 22.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Blue Cash Everyday from American Express credit card charges low interest to consumers having excellent credit allowing them purchase product and service, and earn cash from the rebate program in the process.

Info Review Benefits Fees
TrueEarnings® Card from Costco and American Express
TrueEarnings Card from Costco and American Express
  • Intro APR: 0%*
  • Intro APR Period: 6 months on Purchases*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The TrueEarnings Card from Costco and American Express is intended for consumers having good or excellent credit and solid histories. It is available to Costco members only. Members benefit moderate purchase APR and rewards.

Info Review Benefits Fees
1st Platinum Plus
1st Platinum Plus
  • Intro APR: 0%*
  • Intro APR Period: 18 months*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

The 1st Platinum Plus card is a shopping card reserved for consumers who'd like the freedom to purchase thousands of products with a secured card. Credit reporting ensures those card members with limited credit can improve their ratings over time.

Info Review Benefits Fees
Visa® Black Card™
Visa Black Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 14.99%*
  • Annual Fee: $495.00*
5.0 out of 5

The Black Visa Card card is issued by Barclays Bank Delaware. It is a unique credit card reserved for the trendy and all those who's take advantage of luxurious card benefits.

Info Review Benefits Fees
IberiaBank Visa® Select
IberiaBank Visa Select
  • Intro APR: 0%*
  • Intro APR Period: or 7.50% for 12 months*
  • APR: 7.50%, 9.50% or 11.50%*
  • Annual Fee: $35.00*
4.5 out of 5

If you're interested in a credit card charging low rates on transactions that matter most then this Select credit card from Iberia Bank is probably what you need.

Info Review Benefits Fees
Discover® Student Card - Clear
Discover Student Card - Clear
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Clear is the ideal credit card for students and young adults who want the opportunity to improve their credit rating while enjoying highly competitive APRs, and an enticing cash back program.

Info Review Benefits Fees
Discover® Student Card
Discover Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

This Discover card is designed for students who would like a credit card with which to improve credit rating. An introductory APR period charges no interest on purchase transactions.

Info Review Benefits Fees



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