0% Intro Rate Credit Cards

Featured 0% Intro Rate Credit Card: Household Bank Rewards MasterCard®
  • Household Bank Rewards MasterCard
  • Rated: 4.5 out of 5
  • Intro APR: 0% for 9 months*
  • Regular APR: 19.90% *
  • Annual Fee: See terms*

- Points redeembable for 2% Cash Back for every dollar spent with this card
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 24/7 Online Account access for easy and self-management of your account
- The ability to set up email and text messages notifying you of your account status
- Free online bill pay

* * *

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply. Read more...

An introductory APR period is a specific period of time during which no interest is charged on whichever transactions are included. Common transactions to enjoy an intro APR period are purchases, balance transfers and cash advances. Intro rates will differ in lengths categories as short-term, mid-term, and long-term. As debit cards do not charge interest rates, it is quite rare to see such cards having an intro period except where they apply towards monthly maintenance or annual fees and other periodic card charges. The following cards will not charge any interest rates on categories mentioned. It is worthy to note that having met a cards initial credit requirement, it is possible that not all applicants will qualify for all or certain aspects of the introductory period. It is always important to get exact information in this regard in the card agreement or terms and conditions. *Readers are advised to see applicable terms and conditions before applying.



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0% Intro Rate Credit Cards Listing

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Capital One® Orbitz® Visa® Platinum
Capital One Orbitz Visa Platinum
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Capital One Orbitz Visa Platinum - Good Credit is a premium card designed to suit the needs of consumers who travel frequently and those others who just want the perfect credit card on which they could charge purchases.

Info Review Benefits Fees
Capital One® VentureOne℠ Rewards Credit Card
Capital One VentureOne Rewards Credit Card
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 11.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Capital One is a company that develops a wide range of credit card products that offer you more rewards and benefits than many other companies. This card, for example, provides a simple, lucrative travel rewards program coupled with low interest rates.

Info Review Benefits Fees
MTV® Visa® Card From Capital One®
MTV Visa Card From Capital One
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

It is easy to get rewards that truly rock with credit cards from Capital One. This one earns up to five times the points of other cards that you can use towards a variety of rewards. Of course, you will also enjoy credit guidance for newcomers and no annual fee.

Info Review Benefits Fees
LSU Tigers™ Platinum MasterCard® from Capital One®
LSU Tigers Platinum MasterCard from Capital One
  • Intro APR: 0%* on purchases
  • Intro APR Period: until February 2013*
  • APR: 13.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Get into the game and keep your credit in check with this new LSU-associated credit card from Capital One. You will earn points towards LSU-related rewards as well as enjoy a host of other standard credit card benefits that you might not find anyplace else.

Info Review Benefits Fees
Capital One® Spark℠ Cash Select for Business
Capital One Spark Cash Select for Business
  • Intro APR: 0%*
  • Intro APR Period: until August 2012*
  • APR: 14.9% - 19.90%*
  • Annual Fee: $0.00*
4.0 out of 5

Some credit cards are designed to make it easy to run your business. These cards provide you with lots of business-focused benefits that can reward you for buying supplies, travelling to meet clients and partners and expanding your general operations.

Info Review Benefits Fees
Capital One® Spark℠ Miles Select for Business
Capital One Spark Miles Select for Business
  • Intro APR: 0%*
  • Intro APR Period: until August 2012*
  • APR: 14.9% - 19.90%*
  • Annual Fee: $0.00*
4.5 out of 5

If you are looking to go the distance to expand your business, you might need a credit card that gives you more miles every year and gives you a variety of rewards options too. With this credit card, you will also get lots of standard business and consumer benefits too.

Info Review Benefits Fees
Discover® More Card - $0 Balance Transfer Fee!
Discover More Card - $0 Balance Transfer Fee!
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 10.99% - 19.99%*
  • Annual Fee: $0.00*
5.0 out of 5

Throughout the introductory APR period get to pay absolutely zero interest on purchases and balance transfers. The Discover $0 Balance Transfer Fee gives you the tools to get your debt profile down to the ground.

Info Review Benefits Fees
Capital One® Cash Credit Card
Capital One Cash Credit Card
  • Intro APR: 0%*
  • Intro APR Period: until February 2013*
  • APR: 12.90% - 20.90%*
  • Annual Fee: $0.00*
4.0 out of 5

There is no gift or reward better than straight up cash, and that is exactly what this card gives you. Enjoy bonus cash back on all purchases and bonus cash back every single year. Choose how to redeem your cash and take advantage of competitive interest rates as well.

Info Review Benefits Fees
Discover® Student Card
Discover Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

This Discover card is designed for students who would like a credit card with which to improve credit rating. An introductory APR period charges no interest on purchase transactions.

Info Review Benefits Fees
Discover® More® Card
Discover More Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

This Discover More consumer premium credit card awards cash to its card members on virtually every purchase. Intro rates applied towards purchases, and balance transfers helps cushion interest payment.

Info Review Benefits Fees
Discover® Open Road® Card - $150 Restaurant.com Gift Certificate
Discover Open Road Card - $150 Restaurant.com Gift Certificate
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Discover Open Road credit card is intended to reward those consumers who would like to earn cash on gas and auto maintenance purchases. Other purchases incur low interest with no annual fee, and Intro rates.

Info Review Benefits Fees
Discover® Student Card - Tropical Beach
Discover Student Card - Tropical Beach
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
2.5 out of 5

The Discover Student Card - Tropical Beach is a credit card for students who want to earn cash as cushion monthly statements or redeem gift and merchandise. Purchase APR is highly competitive and there's no annual fee to worry about.

Info Review Benefits Fees
Discover® Student Card - Clear
Discover Student Card - Clear
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Clear is the ideal credit card for students and young adults who want the opportunity to improve their credit rating while enjoying highly competitive APRs, and an enticing cash back program.

Info Review Benefits Fees
Discover® Student Card - Monogram Collection
Discover Student Card - Monogram Collection
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Flamingo Monogram is a personalized credit card for students who want to build a solid history over time. Purchase APR is highly competitive, and members participate in a rewarding cash bonus program at no additional cost.

Info Review Benefits Fees
Discover® Motiva℠ Card
Discover Motiva Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest.

Info Review Benefits Fees
Discover® Student Open Road℠ Card
Discover Student Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.5 out of 5

The Discover Student Open Road Card credit card is for students with fair credit. Card members are entitled to an intro period, moderate purchase interest, complete fraud protection, and a cash back rewards program.

Info Review Benefits Fees
Discover® More® Card - $150 Cashback Bonus®
Discover More Card - $150 Cashback Bonus
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Discover More Card $150 Cashback Bonus is a unique cashback rewards credit card that is available to financial customers in the United States. Offering a fair handful of familiar features and common rates, it has one unique benefit which changes the way you accrue cashback points depending on the time of year.

Info Review Benefits Fees
Discover® Mix Tape Student Card
Discover Mix Tape Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder.

Info Review Benefits Fees
Discover® More Card - 18 Month Promotional Balance Transfer
Discover More Card - 18 Month Promotional Balance Transfer
  • Intro APR: 0%*
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover More Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees



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