0% Intro Rate Credit Cards

Featured 0% Intro Rate Credit Card: Discover® Miles Card
  • Discover Miles Card
  • Rated: 4.0 out of 5
  • Intro APR: 0% for 6 months*
  • Regular APR: 10.99 - 16.99% *
  • Annual Fee: $0.00*

- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

* * *

The Miles by Discover credit card is designed for the consumer who plans to take advantage of its travel rewards program. Purchase APR is low with an intro rate applicable. Read more...

An introductory APR period is a specific period of time during which no interest is charged on whichever transactions are included. Common transactions to enjoy an intro APR period are purchases, balance transfers and cash advances. Intro rates will differ in lengths categories as short-term, mid-term, and long-term. As debit cards do not charge interest rates, it is quite rare to see such cards having an intro period except where they apply towards monthly maintenance or annual fees and other periodic card charges. The following cards will not charge any interest rates on categories mentioned. It is worthy to note that having met a cards initial credit requirement, it is possible that not all applicants will qualify for all or certain aspects of the introductory period. It is always important to get exact information in this regard in the card agreement or terms and conditions. *Readers are advised to see applicable terms and conditions before applying.



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0% Intro Rate Credit Cards Listing

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Discover® Mix Tape Student Card
Discover Mix Tape Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Discover Mix Tape Student Card is issued by Discover Card for United States students who wish to have a credit card with a reasonable APR fee and earn and receive awards for being a student cardholder.

Info Review Benefits Fees
Discover® More Card - $0 Balance Transfer Fee!
Discover More Card - $0 Balance Transfer Fee!
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 10.99% - 19.99%*
  • Annual Fee: $0.00*
5.0 out of 5

Throughout the introductory APR period get to pay absolutely zero interest on purchases and balance transfers. The Discover $0 Balance Transfer Fee gives you the tools to get your debt profile down to the ground.

Info Review Benefits Fees
Discover® More Card - 18 Month Promotional Balance Transfer
Discover More Card - 18 Month Promotional Balance Transfer
  • Intro APR: 0%*
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover More Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees
Discover® More Card - Operation Homefront $20 Donation
Discover More Card - Operation Homefront $20 Donation
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 11.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Discover More Card Operation Homefront $20 Donation card is an ideal way to give back to those families who are sacrificing so much for this country without any sacrifice on your part. In fact, the rewards for both of you are considerable and substantial. Enjoy a low APR on purchases and balance transfers for the first 15 months of use.

Info Review Benefits Fees
Discover® More® Card
Discover More Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

This Discover More consumer premium credit card awards cash to its card members on virtually every purchase. Intro rates applied towards purchases, and balance transfers helps cushion interest payment.

Info Review Benefits Fees
Discover® More® Card - $150 Cashback Bonus®
Discover More Card - $150 Cashback Bonus
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Discover More Card $150 Cashback Bonus is a unique cashback rewards credit card that is available to financial customers in the United States. Offering a fair handful of familiar features and common rates, it has one unique benefit which changes the way you accrue cashback points depending on the time of year.

Info Review Benefits Fees
Discover® Motiva℠ Card
Discover Motiva Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest.

Info Review Benefits Fees
Discover® Open Road® Card - $150 Restaurant.com Gift Certificate
Discover Open Road Card - $150 Restaurant.com Gift Certificate
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Discover Open Road credit card is intended to reward those consumers who would like to earn cash on gas and auto maintenance purchases. Other purchases incur low interest with no annual fee, and Intro rates.

Info Review Benefits Fees
Discover® Student Card
Discover Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

This Discover card is designed for students who would like a credit card with which to improve credit rating. An introductory APR period charges no interest on purchase transactions.

Info Review Benefits Fees
Discover® Student Card - $25 Cash Back
Discover Student Card - $25 Cash Back
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

Students have great need to carry a credit card, but it's not always easy to learn to be responsible with them. Some credit card companies offer products that might be able to help students learn about credit cards by providing simple rewards.

Info Review Benefits Fees
Discover® Student Card - Clear
Discover Student Card - Clear
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Clear is the ideal credit card for students and young adults who want the opportunity to improve their credit rating while enjoying highly competitive APRs, and an enticing cash back program.

Info Review Benefits Fees
Discover® Student Card - Monogram Collection
Discover Student Card - Monogram Collection
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Flamingo Monogram is a personalized credit card for students who want to build a solid history over time. Purchase APR is highly competitive, and members participate in a rewarding cash bonus program at no additional cost.

Info Review Benefits Fees
Discover® Student Card - Tropical Beach
Discover Student Card - Tropical Beach
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
2.5 out of 5

The Discover Student Card - Tropical Beach is a credit card for students who want to earn cash as cushion monthly statements or redeem gift and merchandise. Purchase APR is highly competitive and there's no annual fee to worry about.

Info Review Benefits Fees
Discover® Student Open Road℠ Card
Discover Student Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.5 out of 5

The Discover Student Open Road Card credit card is for students with fair credit. Card members are entitled to an intro period, moderate purchase interest, complete fraud protection, and a cash back rewards program.

Info Review Benefits Fees
Escape by Discover® Card
Escape by Discover Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99% - 16.99%*
  • Annual Fee: $60.00*
4.5 out of 5

The Escape by Discover Card is a travel rewards credit card created for individuals who want to earn double miles on all purchases. Interest rates are highly competitive and miles earned are redeemed for cash and travel rewards.

Info Review Benefits Fees
FREE SPIRIT™ Onyx World MasterCard®
FREE SPIRIT Onyx World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Free Spirit Onxy World Master Card is one of the ultimate traveller's credit cards with travel miles that never expire. This credit card is ideal for you if you do a lot of travelling for business or pleasure and would like to benefit from earning rewards when you shop.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
IberiaBank Visa® Select
IberiaBank Visa Select
  • Intro APR: 0%*
  • Intro APR Period: or 7.50% for 12 months*
  • APR: 7.50%, 9.50% or 11.50%*
  • Annual Fee: $35.00*
4.5 out of 5

If you're interested in a credit card charging low rates on transactions that matter most then this Select credit card from Iberia Bank is probably what you need.

Info Review Benefits Fees
Ink Cash℠ Business Card
Ink Cash Business Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 13.24%*
  • Annual Fee: $0.00*
5.0 out of 5

The Ink Cash Business - $250 Bonus Cash could make it easier for you run your business. With no annual fee, a low APR, and cash back on business purchases, this might be the only financial tool you need.

Info Review Benefits Fees



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