Credit Card Review & Application
- $0 monthly fee†
- No credit check or ChexSystems check
- Instant account number
- Free† direct deposit - paycheck, benefit checks, tax refund checks
- Easy 24/7 online account access
- Earn Refer-a-Friend cash bonus
- Use it everywhere Mastercard Debit card accepted
|APR on Purchases:||N/A *|
|Card Issuer:||Meta Bank|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
AccountNow Prepaid Master Card is a prepaid issued by Meta Bank. It is a plastic card guaranteeing instant approval no credit or employment verification checks. Card members credit will be reported to main credit bureaus monthly. Card members are not allowed to conduct balance transfers
Card members do not incur an annual fee but a monthly service fee is deducted depending on the plan in use. The Classic Plan charges $4.95 while the Premium Plan charges $9.95. Loading options like Direct Deposit and cash come at no extra cost. Card members on the premium plan can pay their bills online at no extra cost using Bill Pay. It's much easier to manage the card account online with online statements available for download. Online account management comes to card members at no extra cost. Paper statements cost $5 per request.
Parents who'd like to get a prepaid card to teach the kids a little about plastic cards should be delighted to know that transferring funds from one card to another comes at no extra cost.
Being on the MasterCard platform, card members enjoy zero fraud liability on unauthorized and fraudulent transactions. This liability does not cover unauthorized transactions relating to an ATM PIN. Card members can make balance inquiries or redraw at ATMs displaying the MasterCard logo. ATM balance enquiry costs $1 per transaction while withdrawing money from an ATM located within the U.S. costs $2. Card members are allowed to hold a maximum $10,000 in the card account.
AccountNow Prepaid MasterCard is a prepaid card built to serve those consumers who do not want or do not have enough ratings to acquire a preferred unsecured credit card. Instant Approval is 100% guaranteed with no ChexSystems/Credit check. Once accepted, card members are entitled to calling and speaking to a customer service representative once every month at no extra charge and for a $2 fee thereafter.
See applicable terms and conditions for up to date fees before applying.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Rewards:||- Earn Purchase Rewards and Refer-a-Friend Cash Bonus|
|Other Benefits:||- Free bill pay service for the first 7 transactions per month|
- No liability for unauthorized transactions
|Credit Reporting:||See Terms|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Over Limit Fee:||$29.00|
|Opening Minimum:||See Terms|
|Application Fee:||See Terms|
|ATM Fee:||See Terms|
|Additional Fees|| |
See AccountNow® Prepaid Mastercard application page for additional fees -
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† The information provided for AccountNow® Prepaid MasterCard® is believed to be accurate at the time of evaluation (Feb 1, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.