Credit Card Review & Application
|APR on Purchases:||N/A *|
|Card Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
|Credit Needed:||Bad Credit OK*|
AccountNow Prepaid VISA is a unique prepaid card for consumers who want to spend just what they earn, shop safely online, or have a valuable card on which to store emergency funds.
Cardholders have different ways to deposit cash. Direct Deposit which is available at no extra cost. Other options include card-to-card transfers and at participating stores under the following cash networks: MoneyGram, Western Union, green dot, and Check Center (for cardholders in Canada). Stores may charge a small fee.
The $9.95 monthly fee also serves as activation fee for new cardholders. ATM withdrawals and balance inquiries in the U.S. cost $1 and $2 respectively. Cardholders may check their balance with online account management provided for free. Paper statements are available on request for a small fee. Other free transactions include Bill Pay, card-to-card transfers, signature and PIN purchases. It costs $10 to order a replacement card.
AccountNow Bill Pay is a feature that gives cardholders room to do other things even when it's time to pay the bills. It's much more convenient to pay bills online with no charge on up to 7 transactions each month. Cardholders can also schedule recurrent bills so they never pay late. The Credit Builder program is a great opportunity for cardholders to improve their credit over time. Once signed up all bill pay transactions are reported to PRBC a national reporting agency.
AccountNow Prepaid VISA credit card is issued by Metabank. Consider it an ideal companion for everyday purchases you wouldn't want on your credit card. It's widely accepted online and numerous merchants accepting Visa(r) debit cards. The card offers a $10,000 maximum account limit which is large enough to accommodate your immediate spending needs and emergency funds.
Being a prepaid card, cardholders do not worry about overdraft fees and interest charges on expenses. Just load the card and spend anywhere Visa debit is accepted. With this card you can shop online, pay bills over the counter, via mail or online, and build a solid history for yourself.
Apply now and get instant approval with no credit checks. Cardholder funds are insured by the FDIC.
|Other Benefits:||- Free bill pay service for the first 7 transactions per month|
- No liability for unauthorized transactions
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Max Credit Line:||$10,000|
|Late Payment Fee:||N/A*|
|Over Limit Fee:||$29.00|
|Additional Fees|| |
See Terms & Conditions. -
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† The information provided for AccountNow Prepaid Visa Card is believed to be accurate at the time of evaluation (Jul 2, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.