Credit Card Review & Application
|Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
The Account Now Gold Visa Prepaid Card is a credit card that has many features. With it being a prepaid card you are allowed to place as much money on the card as you wish as long as you make the minimum requirement. If you go under the suggested amount you will be charged a small fee, however if you meet the requirement there is no charge. This includes the first time direct deposit to place money on the account. There is no charge due after the first official payment placed on the card through direct deposit afterward.
This card has restrictions and guidelines like a regular credit card. Fees and penalties are applied where they are applicable. This is why it is important that you read through all the terms and conditions regarding the credit card before you choose to apply for it. There is no credit check required when you apply for this card making it available to people of all credit back grounds to use this card. This however does not guarantee that you will be granted the card just that you may be eligible to apply for the card. This application is available to people living in the United States only.
Another great benefit of this card is that a small minimum fee is required on international transaction allowing you to use your credit card in other countries. Fees apply to certain areas while using the card that you should familiarize yourself with. They are small fees, but are still important to know. Fees for checking your balance and withdrawing cash from an ATM all apply with this card. All online activity including bill pay and checking your account balance are free. This also includes any money that you wish to place on your card after the first month.
There are limits to the amount of money you can withdraw from the account each day. This may vary depending on the type of account that you have. There is also a maximum balance that the card can hold at any one time. If you would like to see a complete listing of restrictions that apply to this prepaid card you can view them in the terms of service and agreement. Here you will find all you need to know about the amount of money you can withdraw or deposit into your account at any given time.
|Rewards:||- $15 Bonus with Free Direct Deposit|
|Other Benefits:||See Terms & Conditions of the card|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees||- Currency Conversion Fee: 3%|
ATM decline fee - $1.00
Automated phone system (IVR) - FREE
Bill Pay Stop Payment - $20.00
Calls to Customer Service - FREE
Card replacement (direct deposit) - Free*
Card replacement - $10.00
Expedited Bill Pay (Check) - $9.95
Expedited Bill Pay (Electronic) - $9.95
Express delivery charge: $40.00 -
Intl. ATM to withdraw money - $4.95
Load by Cash - FREE
Load by Direct Deposit - FREE
Monthly Fee ($3000+ monthly load) - FREE
Monthly Statement (Paper) - $2.95
Monthly fee - $9.95
Signature card purchase - FREE
Using ATM to obtain balance - $1.00
Using a U.S. ATM to withdraw money - $2.50
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† The information provided for AccountNow Gold Visa Prepaid Card is believed to be accurate at the time of evaluation (May 7, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.