Blue Sky from American Express®

Blue Sky from American Express is a card designed to reward consumers who find they travel frequently. Low interest, no annual fee, additional cards and a travel oriented rewards program are some highlights of this card. Additional cards are available for friends and family aged over 15yrs.

Beneficiaries of additional cards must not have a defaulted card account with American Express. It's easy to monitor card spending on additional cards from the monthly statement and misplaced cards are replaced without affecting other cards as each card has its own distinct card number.

Cardholders spend on everyday items and earn points for rewards on a 1 for 1 basis. Points earned added up to cash savings which when large enough pay for flight, hotel reservation, rental car, and cruise. Redeemed travel tickets come with no blackout dates or seat restrictions.

An introductory APR period during which 0% interest is charged purchases covers the initial 6 billing cycles. Afterwards, interest charged remains at a reasonable rate. To calculate actual interest on purchases, the cardholder adds Prime rate to the APR. APR charge varies depending on credit worthiness, history and other details presented during card application. Express Approves ensures online applicants receive a response within 60 seconds.

Free Benefits are: Internet account services letting cardholders check, monitor or keep track of spending, bills, and card charges. An online year-end financial statement is downloadable for budgeting or tax purposes. Emergency Card replacement is easily available. Traveling cardholders receive emergency assistance from a Global Assist® hotline.

Buyers' remorse often lets a lot of consumers down. If you feel unhappy with a particular product non-returnable within 90 days of purchase, you might want to call on American Express® for a full fee refund (provided the item was bought for less than $300).

Beside, cardholders receive free auto rental insurance applicable to rental cars paid for with the card. There's also insurance coverage on cardholders in event of accidental death or dismemberment.

Other cardholders who purchase from the internet will not be held responsible for fraudulent charges.

Blue Sky from American Express® is indeed an ideal credit option to consumers needing good credit limit charged at low interest. Its reward program is sort of icing on a cake for interested cardholders.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.