Credit Card
The Gold Card from American Express OPEN
- Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date
- Redeem for travel, gift cards, and merchandise for you and your business
- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | N/A* |
| Annual Fee: | $125.00* |
| Issuer: | American Express |
| Card Network: | American Express® |
| Card Category: | Business (Premium) |
| Card Type: | - Charge Credit Card - Instant Decision Card - Reward Card |
| Credit Needed: | Good* |
Gold Rewards Card from American Express OPEN is a business credit card designed for business owners who can afford to pay monthly expenditure in full. Card members are automatically entered into a Membership Rewards program for exclusive discounts and rewards on business purchases.
Card members are required to pay an annual fee.
Card members can order additional employee cards at no extra cost. Each employee card comes with an individual spending limit for greater control. Online account management lets business owners keep track of employee spending with expense management reports downloaded and fully compatible with QuickBooks.
Card members who purchase air tickets insure the traveler with up to $100,000 at no extra cost. Auto Rental Insurance shields members from incurring liability as a result of damage or loss of rental cars. Extended Warranty for purchases increases warranties on applicable products purchased within the U.S. Card members who lose their wallets or have their cards lost or stolen can have another one on short notice through an emergency card replacement service.
Card members are allowed to participate in the fee free universal rewards program. With the first purchase charged to this card rewarded with 5,000 bonus points. Subsequent purchases earn a point per dollar spent. Points earned are useful when redeeming rewards such as cash, merchandise, gift cards, and office equipment. Card members can redeem points for free air travel with any airline to a preferred destination with no seat restrictions and blackout dates.
Card members who spend high earn as much as 25,000 bonus points annually. 5,000 bonus points are awarded after reaching $20,000, and another 20,000 bonus points is awarded for spending up to $50,000 in a single year. Points earned do not expire, and there is no yearly restriction to an amount of points gathered.
The OPEN Savings program enables card members earn higher discounts when purchasing items from participating merchants and retailers. An Online Business Travel Center helps card members who need to make hotel, car rental, and air travel bookings. Purchases on this center are discounted.
Gold Rewards Card from American Express OPEN charges a slight annual fee. Interested persons should see applicable terms and conditions for more information.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
| Reward Type: | - Universal Reward Cards |
| Reward Unit: | Point |
| Rewards: | - 1 Reward Point for every dollar spend - Additional points are earned through participating partners - 5,000 Bonus Points with your first purchase - 10,000 bonus points with your first year's renewal - Other 25,000 Bonus Points (5,000 bonus points for reaching $20,000 in spending in a year; additional 20,000 bonus points for reaching $50,000 in spending in a year) Points can be redeemed for travel, office equipment, merchandise, entertainment events, and other rewards. Use points to travel on any airline with no blackout dates or restrictions |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Access to the OPEN Savings program for discounts on products and services at participating merchants and retailers - Access to savings on hotel, air, and car reservations when cardholders book through the Online Business Travel Center - Access to expense management reports that are compatible with QuickBooks® - Internet account related services - Emergency card replacement - Lost & damaged luggage insurance - Up to $100,000 in travel accident insurance - Auto rental insurance - Extended warranty for purchases - Purchase protection - Return protection - No liability for unauthorized transactions - Identity theft assistance - Emergency check cashing See website for additional benefits* |
| Comments: | The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | N/A* |
| Annual Fee: | $125.00* |
| Grace Period: | 0 days* |
| Min Finance Charge: | 1.00% |
| Late Payment Fee: | $35.00* |
| Balance Transfer: | No |
| Additional Fees | See Terms and Conditions |
| Apply Now |
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† The information provided for The Gold Card from American Express OPEN is believed to be accurate at the time of evaluation (Jun 30, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

