Credit Card Review & Application

American Express Gift Card for Consumer

5.0

out of 5

- Accepted at Over a Million Places
- Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
- Available in a variety of prepaid amounts
- Gift Card denomination values range from $25-$500.
- Replaceable
- If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: American Express
Card Network: American Express®
Card Category: Consumer (Shopping)
Card Type: - Gift Card
- Shopping Card
Credit Needed: Accepts All*

by

The American Express Consumer Gift Card is a highly sought after commodity. They are great for family and friends and they are better to give than department store gift cards because they allow the recipient to choose where, and when to buy.

The general consumer gift cards can be delivered to either the purchaser or the consumer in 1-2-business days after placing the order. The personalized ones take a little longer usually takes 6-business days because of the time it takes time to add the personalization to the card. You can get names and photographs put on these cards. It is also possible to buy cards for occasions. Holidays, graduations and birthdays are at the top of the list.

What gives the gift card from American Express an added value is its tie in with stores through the American Express Network. There are hundreds of stores there that offer discounts for using your gift cards with them. It hosts such online shops as target.com, mattelshop.com and the Microsoft store. You can get anything you desire from toys to software by using the network.

Gift cards for consumers can be purchased in increments smaller than the amounts on the ones for business purposes. These cards are accepted wherever American Express is. That is over one million venues in the continental US, Puerto Rico and the US Virgin Islands. If you happen to loose your card or it is stolen the balance is refundable. Using your card online requires that you first register it with the American Express Company. This can be accomplished by simply calling the customer service number on the back of the card. When checking out be sure to use the same name and address as you gave to the customer service registrar.

It should be noted that the American Express consumer gift card could not be shipped to Connecticut, Hawaii, New Hampshire and Vermont. There are some state regulations that prohibit it. A gift card should never be confused with a debit, credit card, or charge card. The main difference here is that once you use the funds available they are gone forever. Another big difference is that credit and charge cards are both loan devices, this comes with an obligation to pay back what you spent. A debit is connected to a bank account unless it is a prepaid card.

Using a gift card can be just as easy as 1, 2, and 3 and they make great stocking stuffers at the holiday season. You can purchase them at banks or go online and order them directly from the company. American Express consumer Gift cards are the best ones to have. Give the gift of convenience and choice give American Express.

Other Benefits: Participating retailers: Albertons, Stop and Shop, Safeway, Vons, Circle K Stores, Bi-lo, Tops, Stater Bros, Pathmark, Giant Eagle Stores, Wawa, Basha's, A & P, Kings and more. See Terms adn Conditions for details.
Comments: 1. Your purchases can total up to $5,000 per 14-day period.
2. Orders of $200 and up can only be shipped via UPS.
3. USPS delivery method is not available for Gift Card orders equal to or greater than $200.
4. American Express is no longer shipping Gift Cards to the states of CT, HI, NH, and VT. Based upon legislation in these four states, it is cost-prohibitive for American Express to sell our Gift Cards.
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $25.00
Application Fee: $0.00
Additional Fees  
"Classic" gift card fee - $3.95
"Personalized" gift card fee - $3.95
"Special Occasion" card fee - $4.95
Check-issuance fee - $10.00
Monthly service (after 12 months) fee - $2.00
Replacement card fee - $5.95
UPS shipping (Air; 2 days) - $12.95
UPS shipping (Air; Next days) - $15.95
UPS shipping (Ground; 10 days) - $7.95
USPS shipping (Express / per card) - $9.95
USPS shipping (First Class mail) - $5.95
We do not offer online application for this card at the moment.


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† The information provided for American Express Gift Card for Consumer is believed to be accurate at the time of evaluation (Apr 9, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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