Credit Card
Gold Delta SkyMiles® Credit Card
- Up to 25,000 bonus miles. Equal to $250 off Delta flights.
- Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- Earn SkyMiles for every eligible $1 spent
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR: | 9.99%* |
| Intro Period: | Life of Balance |
| APR: | 14.50% * |
| Annual Fee: | $0.00* |
| Issuer: | American Express |
| Card Network: | American Express® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Co-Branded Credit Card - Instant Decision Card - Reward Card |
| Credit Needed: | Good* |
Gold Delta SkyMiles Credit Card is specially designed to suit the needs of those consumers who'd like to take advantage of a miles reward program. While using to card to purchase frequently, card members get to earn miles per purchase with an option to earn more miles from additional cards issued to family and friends.
A long term introductory APR period applies to balance transfers. Purchase APR charged is moderate.
Additional cards are ordered on request. Each additional card has an individual spending limit with no annual fee incurred. Card members earn 5,000 bonus miles for ordering two additional cards.
Automatic bill payment, online account management, and online fraud protection are internet related services card members avail of at no extra cost. A year end summary of purchases helps document all card transactions for the year.
Card members incur a $95 annual fee waived for the first year.
Additional benefits include travel accident insurance up to $100,000 at no extra cost. Car rental purchases at Avis are discounted, and auto rental insurance covers against damage and loss of rental cars.
A special offer awards 20,000 bonus miles to new members on a first purchase. Everyday purchases (including Delta purchases) earn double miles. All other eligible purchase earn a mile per dollar spent. Card members with 25,000 miles qualify to redeem a Delta airlines ticket to an eligible destination within the U.S. Miles earned could be used to purchase a Delta ticket in full or part with no seat restrictions or blackout dates.
Retailers and merchants in the Offer Zone, provide discounts to customers who use this card as a means of payment. Card members are also made privy to special offers on a timely basis.
Purchases after a $100,000 yearly limit are limited to earning just a mile per $1 spent. All miles earned gathered do not expire except under certain conditions listed in the card agreement.
Gold Delta SkyMiles Credit Card is just the right card for consumers already entered into the Delta Air lines Skymiles program for exclusive offers and special discounts on purchases. Card members save $95 for the first year in charge.
Express Approval guarantees an instant decision within 60 seconds of submitting the online application. Check applicable terms and conditions before applying.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
| Reward Type: | - Airline Reward Cards |
| Reward Unit: | Miles |
| Reward Unit Value: | 0.01 |
| Reward for $1 spent: | 1.00 |
| Rewards: | - 25,000 bonus miles - 1 SkyMiles for every eligible $1 spent - Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions - 25,000 miles may also be redeemed for a domestic economy award ticket Delta Sky Miles are compatible with other Frequent Flyer Programs |
| Expiration: | 3 Years |
| Yearly Limit: | $100,000 in annual spending (Only 1 mile per dollar spent will be awarded after this limit is reached.) |
| Other Benefits: | - Access to the Offer Zone for various discounts at participating retailers and merchants - Internet account related services - Year-end financial statement - Extended warranty for purchases - Purchase protection - Auto rental insurance- Emergency card/cash replacement - Medical referral services - Legal referral services - Travel & emergency assistance services - Up to $100,000 in travel accident insurance - No liability for unauthorized Internet transactions See website for additional benefits** |
| Comments: | Balance transfer requests submitted on application receive APR of 9.99% for the first 12 months. - Then, the standard APR for purchases will apply. |
| Online Account Access: | Yes |
| Introductory APR: | 9.99%* |
| Applied Towards: | Balance Transfer |
| Introductory Period: | Life of Balance* |
| APR on Purchases: | 14.50% * |
| Annual Fee: | $0.00* |
| Grace Period: | 20 days* |
| Min Finance Charge: | $0.50 |
| Max Credit Line: | $100,000 |
| Late Payment Fee: | $38.00* |
| Over Limit Fee: | $35.00 |
| Balance Transfer: | Yes |
| APR Cash Advances: | 19.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $5.00 |
| Apply Now |
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† The information provided for Gold Delta SkyMiles Credit Card is believed to be accurate at the time of evaluation (Jun 30, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

