Credit Card Review & Application
|Card Network:||Other Networks|
|Card Category:||Consumer (Shopping)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Credit Card
- Guaranteed Approval
- Shopping Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
The American Octane Onyx Card is a truly unique shopping card that offers cardholders benefits and features that cannot be found anywhere else. Unlike most cards out there, users do not have to pay an annual fee and they do not have to deal with APR. Instead of accumulating interest with every purchase you make like other cards, you can use your card and worry less about going further into debt.
Another unique feature of this card is that you do not have to have excellent credit in order to apply or be approved. Individuals with even the poorest credit are guaranteed 100% approval. Despite the one-time application and activation fee, cardholders cannot deny that paying 0% APR for the life of the card is the ultimate feature that makes the one-time fee look meaningless in addition to the guaranteed approval.
The American Octane Onyx Card also offers cardholders the benefit of 100% liability protection against unauthorized purchases made on the card. While many credit cards are beginning to offer this great feature, not all credit cards do. When you are not reliable for the unauthorized purchases made on your credit card, you can sleep better at night and love your credit card more.
Cardholders are also covered with fraud protection and have easy online access to their credit accounts whenever they want. You can keep track of your card and ensure that there are no unauthorized purchases being made on your card quick and easy.
Anyone can apply for this card and are guaranteed to be approved regardless of credit score or credit history. Once the card is active, there is a low monthly fee that must be paid to keep the card open and active. The credit limit of this card can range from a low amount to a higher amount depending on the information provided in the application.
The card also contains no hidden fees and a grace period for payments. Cardholders will only be charged a small late fee after the grace period has passed. This grace period gives users the opportunity to accumulate funds to make a payment or pay if they missed the day the payment was due. These are two other unique features that come with this card. If your search in the credit card market, these features will be nearly non-existent.
|Other Benefits:||- Fraud Protection Easy |
- Online Bill Pay
- Zero Liability for Unauthorized Purchases
|Comments:||- To apply for and obtain an Account, you must be at least 18 years old and have a valid and active U.S. checking or savings bank account.|
- If you feel you are entitled to a refund or would like to cancel your enrollment, you may do so by calling 1.561.347.6688 Mon - Fri 9:00 am through 5:00 pm.
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||0.00% (fixed)*|
|Grace Period:||30 days*|
|Min Credit Line:||$2,500|
|Late Payment Fee:||$10.00*|
|Additional Fees|| |
Account setup fee (one time) - $99.00
Annual Percentage Rate for Purchases - 0.00%
Cancellation Fee - None
Fee for returned checks or debits - $25.00
Late Payment (After 30 days) - $10.00
Membership fee (monthly) - $9.95
NSF Check Fee - $25.00
Outlet Store Residential Delivery - $10.00
Penalties for prepayment - None
Processing Fees - Varies
|We do not offer online application for this card at the moment.|
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† The information provided for American Octane Onyx Unsecured Card is believed to be accurate at the time of evaluation (Aug 15, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.