Platinum Card® from American Express

Platinum Card from American Express is designed for the trendy consumers having excellent credit. It offers benefits from concierge to travel insurance and other exclusive card benefits.

Members do not partake in an introductory APR period.

Travel accident insurance compensates the members' beneficiary in case of accidental dismemberment.

Auto rental insurance protects rental cars. Card members who purchase rental cars from participating car rental companies are covered under this insurance package.

On the benefits of the card is exclusive access to services. The First Collection lets members in on premium brands, featuring fashion, jewelry, watches, sports cars, luxury lifestyle goods, and world-class travel experiences. Card members can redeem points to pay for or discount these services.

Access to airport lounges include the opportunity to enjoy benefits of being part of the American Airlines Admirals Club, Continental Airlines Presidents Club�, Delta Crown Room Club, and Northwest Airlines WorldClubs and frequent flyer programs from participating airlines. Card members must be above 18 years to enter into the American Airlines Admirals Club Lounge and above 21 years of age to access all other Airport club lounges. Members' spouses and children can come along as complimentary guests.

Card members may use the Platinum Card Concierge service to purchase items of choice. This service may also be of assistance wherever necessary. Event Ticket Protection Plan reimburses the card member on enrolled incident. This service is not available to New York residents.

On the rewards program, card members earn a single point per $1 spent. There is no bonus points awarded on a first time purchase. Card members are awarded 25,000 Membership Rewards Bonus Points once they spend more than $1,000 within 3 months of card activation. These bonus points are redeemable for an airline ticket to an eligible domestic destination of choice.

Points earned are redeemed for travel, free merchandise with select merchants and retailers, entertainment and shopping rewards. There's no restriction on amount of points earnable and those already earned do not expire.

Platinum Card from American Express is a credit card intended for those consumers who plan to take advantage of its exclusive card benefits. Please read and understand card agreement before applying.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.