Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest Credit Card is for card members having good credit and a solid history. An intro period charges very low interest on purchases and balance transfers. There is no balance transfer fee. Purchase interest becomes higher after the intro period. It may also vary from time to time based on the prime rate.

Applicants receive high credit lines at low interest based on credit worthiness. An annual fee is waived for the first year.

Online account management makes it possible for a card member to stay in line with a monthly, quarterly and annual budget. Paperless statements available online make it easier to check up on card expenses, charges, balance transfers, cash advances and other transactions carried out during past billing cycles. Card members may also schedule electronic bill payment using another internet related service.

A year end financial statement is available to those card members who keep their accounts in good standing.

Extended warranty on purchases applies to all members who purchase items having applicable warranties. Such items purchased received extended warranty from American Express.

Card members who travel by air will experience lots of travel related benefits. The travel and emergency assistance service makes it easy to book flight tickets, hotel accommodation, and car rental without leaving your home. When away from home, the medical/legal referral service links you up with the best help possible.

Travel accident insurance protects against accidental dismemberment and auto rental insurance protects against damage or loss to rental cars.

On the rewards program, card members are entitled to 10,000 bonus points on a first purchases. These bonus points alone are enough to redeem 4 free nights at a participating Starwood hotel. Those members who'll spend up to $15,000 within their first 6 months in charge receive an additional 15,000 bonus points.

Eligible purchases earn a single point per dollar spent while hotel stays at a Starwood hotel earns double points provided this card is used for payment. Members are allowed accumulate as much points and those points gathered will expire after 12 months with no card use.

Starwood Preferred Guest Credit Card is for those consumers who plan to take advantage of its reward program. Frequent travelers or professionals who stay frequently at Starwood hotels will enjoy accompanying card benefits.

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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.