Credit Card Review & Application
|Card Category:||Consumer (Secured)|
|Card Type:||- Card for Bad Credit|
|Credit Needed:||Bad Credit OK*|
The Gold Match Plus Visa card by Applied Bank gives buying power to its cardholders. The concept is easy, allowing virtually anyone to get approved. An FDIC Insured deposit account is opened with the bank. The amount that you deposit initially is your credit limit, and then the bank will add an additional amount to your deposit and increase your limit. This adds financial strength to your account and you've started your credit.
Regardless of your financial situation, the card assists with achieving your financial goals. Whether this is your first card or you've had a series of financial downfalls that have destroyed your credit, the Gold Match Plus card allows you to be approved because of the deposit. They report everything to the credit bureaus. The card is similar to a prepaid; however it's got the bonus of getting a credit limit as well. It's the building blocks of financial security, learning how to balance credit and accounts without going over a set limit.
The application process is easy. With filling out some basic information and a few clicks, you're on your way to getting a Visa card. It's done online, so the application is quick and results are almost instant. There are no application fees or processing fees. You determine the amount of the deposit you want to start with. From there, they will add more money and you've got a credit limit on a Visa card.
It's a Visa card, so it's accepted virtually everywhere worldwide. Whether it's shopping in stores, pulling out cash at an ATM, or shopping online, you've got the flexibility with your card. It's just like a regular credit card, so where you want to spend it is up to you. It's able to be used for any purchase that accepts Visa so your possibilities are endless.
The card doesn't come with any hidden fees. Many credit cards have set annual fees or varying APRs. This one doesn't. The rates won't go up, even if you miss a payment! Plus, the card is protected. It's got zero fraud liability, so there are no worries on identity theft or fraudulent charges. The bank has received excellent rating for financial strength, and the fact that it is FDIC approved means that you can place your money in its hands and spend, knowing that it's taken care of.
|Other Benefits:||*See Terms and Conditions of the card|
|Online Account Access:||Yes|
|APR on Purchases:||23.99% (fixed)*|
|Min Finance Charge:||$0.50|
|Min Credit Line:||$300|
|Max Credit Line:||$5,300|
|Late Payment Fee:||Up to $35*|
|APR Cash Advances:||23.99%|
|Cash Advance Fee:||5.00%|
|Additional Fees||- Returned Payment: Up to $35.00|
- Dishonored Check Fee: Up to $35.00
- Annual Fee: $125.00 (first year only
- Monthly Maintenance Fee $15.00 per month (beginning second year, $180.00 annually)
- Account Set-up Fee: None
- Additional Card Fee: $30.00
- Foreign Transaction: 3% of each transaction in U.S. dollars.
|We do not offer online application for this card at the moment.|
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† The information provided for Applied Bank GOLD MATCH PLUS Visa Credit Card is believed to be accurate at the time of evaluation (Aug 3, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.