Credit Card Articles

Apply For The Cerulean Card By Discover Today

March 15, 2013 by CreditCardsCo™

You can apply for the Cerulean Card by Discover right away. With an online application process, you can find out if you've been approved within minutes. Low requirements to achieve the card, online account tools and 24/7 customer service are among features of the card.

Applying For The Discover Card

The Discover card is easy to apply for. There is an online application process to simplify things. With some basic information, you can have the application filled out in minutes. The only requirement to apply for the card is that you are at least 21 years of age. There is no credit score requirement. Those with poor and no credit can apply without fear of being denied credit.

After the application has been submitted, an approval will be given in a few minutes. There are some instances where the bank requires additional information from you. This is done as a way to confirm your identity. Your card is then mailed out and you will need to activate it. Once this is done, the card is available for use.

Account Features

There are several important account features that you can use. These will make it easier to enjoy using the card wherever you go. It will provide convenience as well as security. Some will also save you money throughout the year as well.

  • Buying power
  • Fraud protection
  • Customer service
  • Payment options

The Discover card is an actual credit card, not a prepaid card. This gives you the opportunity to purchase what you want immediately and pay for it later. Depending on your credit, your credit line will vary. As you continue to be a cardholder, you can request periodic credit line increases. This will allow you to buy more as you need it.

Using some credit cards online can be dangerous. With this credit card, there is fraud protection. The bank consistently monitors your card for suspicious activity. If any is found, you are notified immediately. This is done to protect your account information as well as your identity. There is also $0 liability on the card. What this means is that a charge made fraudulently on your account is not your responsibility to pay.

Customer service is available 24 hours a day, 7 days a week. You can contact a live representative by calling a toll free number provided to account holders. Should you have a question about your account, a card feature or wish to dispute a charge, you can do so easily. There is also an automated system at the beginning of the phone menu that allows you to get account details without talking to anyone.

Payment options vary with your account. You have the option to pay the minimum payment each month when your statement arrives. You can also opt to pay the balance in full. If you make anything other than the full balance, you will pay interest based upon your APR. If you wish to avoid the APR, then you can pay the balance in full when the statement arrives each month.

Online Account Tools

Managing your account is of the utmost importance. Whenever you have an internet connection, you can manage your account 24/7/365. A secure log in will be created for you. This allows you private access to your account details.

Upon logging in, you will find out your account balance, credit line and minimum payment due on your account, if any. After getting further into the site, you can view past purchases, view and download statements and more. You can also opt to pay your bill online and view your pay-off information.

When you need to contact customer service about something, you can do so online. An email can be sent to a customer service representative about a variety of things. You can then check back periodically to find out if you've received a response. Representatives usually respond within 24 hours to your emails.

The online account tools also allow you to change personal information. You can update your address, phone number and email address quickly. This ensures the bank always has your current data on record.

Conclusion

When you're ready to start enjoying a lot of features, this Cerulean Discover card is waiting for you. Apply today and stop worrying about your credit score. Once you get approved, you can start spending money on the things that are important to you.

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The " Apply For The Cerulean Card By Discover Today" article is property of CreditCardsCo™ and is copyrighted. The article may not be published, rewritten, broadcast or redistributed without prior written permission.




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