Balance Transfer Cards

Featured Balance Transfer Card: PenFed Promise VISA Card
  • PenFed Promise VISA Card
  • Rated: 5.0 out of 5
  • Intro APR: 7.49% for 36 months*
  • Regular APR: 9.99% *
  • Annual Fee: $0.00*

- Absolutely no fees!
- 7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
- No-fee cash advances carry a 17.99% APR
- No Foreign Transaction Fees!
- You must be a Pentagon Federal Credit Union member to apply.

* * *

The PenFed Promise Visa Card is the ideal card for eligible United States residents who want a credit card with zero fees and low rates for purchases. Cardholders can enjoy the freedom of low rates and absolutely no fees for using the card. Read more...

The Balance Transfer Credit Cards here offer a zero to low introductory interest rate to new customers who are transferring an account balance from another credit card. By taking this option cardholders can make significant savings on interest charges while at the same time getting a new card that will generally have additional incentives and benefits attached. If you are thinking of switching your card consider the range of alternative options on offer here. You should find a card that meets your financial needs and gives rewards for using it for day-to-day and high cost item purchases that fit in with your lifestyle and help maximise your cards value to you. Compare up to six cards together at a time. When you find the one you need apply securely online.



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Balance Transfer Cards Listing

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PenFed Visa Platinum Gas / Cash Rewards Card
PenFed Visa Platinum Gas / Cash Rewards Card
  • Intro APR: 4.99%*
  • Intro APR Period: 24 months*
  • APR: 13.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The PenFed Visa Platinum Gas / Cash Rewards Cards is a credit card for eligible United States residents looking for a card that offers more. This card has many attractive features including a free rewards program.

Info Review Benefits Fees
IberiaBank Visa® Classic
IberiaBank Visa Classic
  • Intro APR: 1.99%*
  • Intro APR Period: 6 months*
  • APR: 13.25% - 7.25%*
  • Annual Fee: $0.00*
4.0 out of 5

The Iberia Bank Visa Classic credit card is designed for consumers having good credit. It's a low interest credit card with an intro period on balance transfers over a mid term.

Info Review Benefits Fees
IberiaBank Visa® Platinum Rewards Card
IberiaBank Visa Platinum Rewards Card
  • Intro APR: 1.99%*
  • Intro APR Period: 6 months*
  • APR: 15.25% - 9.25%*
  • Annual Fee: $0.00*
4.5 out of 5

The Iberia Bank Visa Platinum Rewards credit card is intended to serve individuals who have excellent credit. Low purchase interest and very friendly card features make this a favorite card to consolidate personal expenses.

Info Review Benefits Fees
Discover® Student Card
Discover Student Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
4.0 out of 5

This Discover card is designed for students who would like a credit card with which to improve credit rating. An introductory APR period charges no interest on purchase transactions.

Info Review Benefits Fees
The Business Platinum Card® from American Express OPEN
The Business Platinum Card from American Express OPEN
  • Intro APR: 0%*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $450.00*
4.5 out of 5

The American Express Platinum Business credit card has characteristic features that are specially designed for smaller businesses who wish to consolidate spending on one credit card with a high credit limit and less stress while paying back over time.

Info Review Benefits Fees
Discover® More® Card
Discover More Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
4.5 out of 5

This Discover More consumer premium credit card awards cash to its card members on virtually every purchase. Intro rates applied towards purchases, and balance transfers helps cushion interest payment.

Info Review Benefits Fees
Discover® Open Road® Card
Discover Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Discover Open Road credit card is intended to reward those consumers who would like to earn cash on gas and auto maintenance purchases. Other purchases incur low interest with no annual fee, and Intro rates.

Info Review Benefits Fees
Discover® Miles Card
Discover Miles Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99 - 16.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The Miles by Discover credit card is designed for the consumer who plans to take advantage of its travel rewards program. Purchase APR is low with an intro rate applicable.

Info Review Benefits Fees
Blue Cash® Everyday(SM) from American Express
Blue Cash Everyday(SM) from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months on Purchases*
  • APR: 17.24% - 22.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Blue Cash Everyday from American Express credit card charges low interest to consumers having excellent credit allowing them purchase product and service, and earn cash from the rebate program in the process.

Info Review Benefits Fees
Discover® Student Card - Tropical Beach
Discover Student Card - Tropical Beach
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
2.5 out of 5

The Discover Student Card - Tropical Beach is a credit card for students who want to earn cash as cushion monthly statements or redeem gift and merchandise. Purchase APR is highly competitive and there's no annual fee to worry about.

Info Review Benefits Fees
Discover® Student Card - Clear
Discover Student Card - Clear
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Clear is the ideal credit card for students and young adults who want the opportunity to improve their credit rating while enjoying highly competitive APRs, and an enticing cash back program.

Info Review Benefits Fees
Blue Sky from American Express®
Blue Sky from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: from 17.24 to 22.24%*
  • Annual Fee: $0.00*
4.0 out of 5

The Blue Sky from American Express card is a travel rewards credit card particularly intended for those with excellent credit wishing to gather savings redeemable for travel or other sky related rewards.

Info Review Benefits Fees
TrueEarnings® Card from Costco and American Express
TrueEarnings Card from Costco and American Express
  • Intro APR: 0%*
  • Intro APR Period: 6 months on Purchases*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The TrueEarnings Card from Costco and American Express is intended for consumers having good or excellent credit and solid histories. It is available to Costco members only. Members benefit moderate purchase APR and rewards.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
SimplyCash® Business Card from American Express OPEN
SimplyCash Business Card from American Express OPEN
  • Intro APR: 0%*
  • Intro APR Period: up to 12 months*
  • APR: 12.24% - 19.24%*
  • Annual Fee: $0.00*
5.0 out of 5

SimplyCash Business Card from American Express is a business credit card reserved for small to medium scale businesses having good credit. A cash back reward program earns rebates with little restrictions.

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American DreamCard™ Platinum MasterCard®
American DreamCard Platinum MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 21.99% V or 14.99%*
  • Annual Fee: See terms*
4.0 out of 5

The American DreamCard Platinum MasterCard is America's first and only "pooled rewards" credit card for those with fair credit. Card members qualify for a monthly sweepstakes where they stand to win rewards.

Info Review Benefits Fees
Discover® Student Card - Monogram Collection
Discover Student Card - Monogram Collection
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.0 out of 5

The Discover Student Card - Flamingo Monogram is a personalized credit card for students who want to build a solid history over time. Purchase APR is highly competitive, and members participate in a rewarding cash bonus program at no additional cost.

Info Review Benefits Fees
Chase Freedom® Visa - $150 Bonus Cash Back Card
Chase Freedom Visa - $150 Bonus Cash Back Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • APR: as low as 11.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Chase freedom credit card is designed for consumers having excellent credit who plan to take advantage of its rewards program and long term introductory period.

Info Review Benefits Fees
Discover® Motiva℠ Card
Discover Motiva Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

This Discover Motiva credit card is for those consumers having good or excellent credit. Card members who pay regularly over a period earn a special bonus worth up to 2 months interest.

Info Review Benefits Fees
Discover® Student Open Road℠ Card
Discover Student Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.5 out of 5

The Discover Student Open Road Card credit card is for students with fair credit. Card members are entitled to an intro period, moderate purchase interest, complete fraud protection, and a cash back rewards program.

Info Review Benefits Fees
Capital One® Platinum Prestige Credit Card
Capital One Platinum Prestige Credit Card
  • Intro APR: 0%* on purchases and BT
  • Intro APR Period: until May 2013*
  • APR: 10.9% - 18.90%*
  • Annual Fee: $0.00*
4.5 out of 5

Capital One Platinum Prestige is built for consumers having excellent credit and a solid history. A long term introductory period is applied but there is no rewards program on board.

Info Review Benefits Fees
Blue Sky℠ Preferred from American Express
Blue Sky Preferred from American Express
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 17.24% - 21.24%*
  • Annual Fee: $75.00*
5.0 out of 5

The Blue Sky Preferred card by American Express is ideal for people who travel, giving them rewards on hotels and air travel. The more often the card is used for travel, the quicker you earn with double miles!

Info Review Benefits Fees
Maximum Rewards Platinum Edition® Visa® Card
Maximum Rewards Platinum Edition Visa Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 19.99% - 11.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Maximum Rewards Platinum Edition Visa Card could save you money with an extremely low introductory APR. You could also save when you cash in your bonus points towards variety of merchandise, certificates, and travel.

Info Review Benefits Fees
Visa® Black Card™
Visa Black Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 14.99%*
  • Annual Fee: $495.00*
5.0 out of 5

The Black Visa Card card is issued by Barclays Bank Delaware. It is a unique credit card reserved for the trendy and all those who's take advantage of luxurious card benefits.

Info Review Benefits Fees
Escape by Discover® Card
Escape by Discover Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99% - 16.99%*
  • Annual Fee: $60.00*
4.5 out of 5

The Escape by Discover Card is a travel rewards credit card created for individuals who want to earn double miles on all purchases. Interest rates are highly competitive and miles earned are redeemed for cash and travel rewards.

Info Review Benefits Fees
IberiaBank Visa® Select
IberiaBank Visa Select
  • Intro APR: 0%*
  • Intro APR Period: or 7.50% for 12 months*
  • APR: 7.50%, 9.50% or 11.50%*
  • Annual Fee: $35.00*
4.5 out of 5

If you're interested in a credit card charging low rates on transactions that matter most then this Select credit card from Iberia Bank is probably what you need.

Info Review Benefits Fees
Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
Chase Slate Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
  • Intro APR: 0%*
  • Intro APR Period: for up to 15 months*
  • APR: 11.99% - 21.99%*
  • Annual Fee: $0.00*
4.5 out of 5

Here is a suitable credit card for American residents. It does not charge annual fees and several offers are available to cardholders at no extra cost.

Info Review Benefits Fees
FREE SPIRIT™ Onyx World MasterCard®
FREE SPIRIT Onyx World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 15.24%*
  • Annual Fee: $0.00*
4.5 out of 5

The Free Spirit Onxy World Master Card is one of the ultimate traveller's credit cards with travel miles that never expire. This credit card is ideal for you if you do a lot of travelling for business or pleasure and would like to benefit from earning rewards when you shop.

Info Review Benefits Fees
Discover® More® Card - $150 Cashback Bonus®
Discover More Card - $150 Cashback Bonus
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 10.99% - 20.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Discover More Card $150 Cashback Bonus is a unique cashback rewards credit card that is available to financial customers in the United States. Offering a fair handful of familiar features and common rates, it has one unique benefit which changes the way you accrue cashback points depending on the time of year.

Info Review Benefits Fees



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