Blue Cash® Everyday(SM) from American Express

The Blue Cash Everyday from American Express card as the name suggests is a basic credit card with cash rebate program. The card offers numerous features that should entice the average card seeker. It charges low interest and no annual fee. A downside is it requires excellent credit and a solid credit history. During the 12 month introductory APR period, the cardholder does not pay interest on purchases.

The cash rebate program isn't the most rewarding out there, nevertheless cardholders who wish to save but don't know how might just make good use of the opportunity. General purchases earn a 1% rebate. Cardholders spending more than $6,500 annually on everyday goods including gas, pharmaceuticals, and supermarket purchases earn 3% rebates but those less than $6,500 will receive a 1% rebate per purchase. Add-on bonuses are: No limitation to amount of rebates earnable on annual basis, and no expiration for earned rebates.

As a low interest card, cardholders receive a fixed low interest rate based on their credit worthiness and other criteria submitted by them during the application process. Card applicants receive Express Approval with a decision within 60 seconds of submitting an application. And those wishing to transfer balance from a higher interest card receive bonus interest once the application is accepted.

Internet based services such as online account management comes at no extra cost to the cardholder. With online account management, cardholders' keep track of spending with online features to check past and current bills to detect fraudulent charges.

Other side benefits offered include: Emergency Card replacement enables cardholders who lose or have their wallets stolen receive a new card at no additional cost. Fraud Protection Guarantee frees the cardholder from liability in event of identity theft or fraud. Cardholders who purchase tickets with this card and are unfortunately involved in an accident will receive up to $1 million in insurance. Other cardholders using rented cars are insured against car loss or damage while those on vacation in any part of the world receive assistance on a Global Assist Hotline.

Consumers having excellent credit will find Blue Cash Everyday from American Express the right card to suit all their financial needs.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.