Credit Card Review & Application

Blue Sky Preferred from American Express

5.0

out of 5

- 7,500 bonus points. Redeemable for a $100 statement credit
- 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases
- $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
- The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
- Flexibility to pay over time
- Terms and restrictions apply



Intro APR: N/A*
Intro Period: See Terms
APR: 17.24% - 21.24% (variable)*
Annual Fee: $75*
Issuer: American Express
Card Network: American Express®
Card Category: Consumer (Premium)
Card Type: - Reward Card
Credit Needed: Good*

by

The Blue Sky Preferred card by American Express is accepted virtually everywhere worldwide. It's popular amongst people who love to travel because of its reward system. Customers earn points for every dollar they spend at just about anywhere. Then, when the card is used on eligible purchases for dining, hotel stays and rental cards, the points are doubled. The points continue to add up until it's time to redeem. There's no worrying about when the points expire because they don’t. There's no cap either, so they keep adding up until the cardholder is ready to redeem them for the travel they want.

The points are redeemable for travel. Whether it's taking a flight or staying in a hotel, you determine when to travel, not the credit card company. There are no blackout dates and no restrictions, so there’s no worry of planning travel for when it's convenient for someone else. Plus, the card features an annual allowance that allows you to spend the money on different airline charges. This allowance can be used on additional baggage, in-flight meals, movies, headphones, drinks, and anything else offered on the plane. It's virtually free money to spend how you want to while you’re relaxing in air towards your destination.

The application process is simple. Filled out online, it asks for your basic information, employment information and a few other questions. After that you submit, wait a few minutes and you are told instantly whether you’ve been approved for a card or not. If you've got questions before applying, or in the application process, you can speak to someone with the click of a button. Your choices are online chat or on the phone, to a real operator, that will answer any questions about the card or application instantly.

While filling out your personal information on the application, there are some other choices that you're given. There is the option to get multiple cards for any other users that you may want to add to account. As long as the person is at least fifteen years of age, you can get a card for them as well. There's also the ability to add account protection to the card during the application process.

When traveling, there's almost always the need for using a credit card. Having one that gets you double miles when you make travel purchases and helps you to earn free travel is a logical choice. The Blue Sky Preferred gives people this great reward in a quick and easy process to get with a no restriction, no expiration return on their purchases.

Reward Types: - Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Reward for $1 spent: 1.00
Rewards: - 7,500 bonus points - redeemable for a $100 statement credit
- 2 points on all dining, hotel, and car rental purchases
- 1 point per dollar for all other eligible purchases
- $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
* The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
Expiration: None*
Yearly Limit: None
Other Benefits: - Internet account related services
- Year-end financial statement
- Purchase Protection
- Extended Warranty
- Return protection
- Travel and emergency assistance services
- Auto rental insurance
- $250,000 in travel accident insurance
- Emergency card replacement
*See website for additional benefits.
Online Account Access: Yes
Introductory APR: N/A*
Applied Towards: Purchases
Introductory Period: See Terms*
APR on Purchases: 17.24% - 21.24% (variable)*
Annual Fee: $75*
Grace Period: 25 Days*
Late Payment Fee: $35.00*
Balance Transfer: No
Transfer Fee (%): 3.00%
Minimum Fee: $5.00
APR Cash Advances: 25.24%
Cash Advance Fee: 3.00%
Minimum Fee: $5.00
We do not offer online application for this card at the moment.


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† The information provided for Blue Sky Preferred from American Express is believed to be accurate at the time of evaluation (Aug 28, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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