Bryant State Bank MasterCard

The Bryant State Bank MasterCard makes shopping more convenient in more ways than one. To sign up you can start off by filling out an online application online. There are no specific requirements to be eligible for this particular card other than being the legal age of eighteen. The current APR (Annual Percentage Rate) is being charged at very low rate. This is known to vary depending on the market conditions. In comparison to many other master cards, this is relatively low.

The Bryant State Bank MasterCard does have a reduced charge on balance charges for a six month period. After the six months, a standard rate will be applied for any future balance transfers. Cash advances are also being offered at the standard low rate APR which are also subject to market conditions. You are given a period of 25 days in which you can make your payment of any purchases made. If you are late in payment, you will be charged interest as well. In some cases where a penalty will need to be enforced, you will be looking at an APR of 22.00%.

Unlike other master cards that are being offered in the market, this one is offering a very low annual fee of only $20 a year. All other fees that are being offered by this card are relatively low in comparison to other master cards available in the market. They are only charging 5% for cash advance transaction fees and 2% for a foreign transaction amount. Penalty fees for late payment will vary depending on the amount that is late. A general standard has been set which states a $10 penalty charge for any balance less that $100, $25 penalty for any balance between $100 and $1000 and anything above $1000 is charged at $35.

The card encloses various benefits as well. There are no balance transfer fees at all. You can check your account balance and pay your bills through the 24/7 online account access service that is provided. Other than that you are also provided with an emergency cash distribution & card replacement service. This service covers you both in the United States and while abroad. If you card happens to get lost or stolen, you will not be liable for any amount. This is referred to as 0$ fraud liability. The best part is that the card can be used all over the world.