Business Green Rewards Card from American Express OPEN

The Business Green Rewards Card from American Express is the right card for that business owner wishing to steer clear of accumulated debt. The card is a charge card with a requirement to offset all accrued bills at the end of every billing cycle. It charges no annual fee for an initial 12 months and $95 thereafter. Cardholders with good credit will enjoy lower interest rate on purchasing including 0% interest charged during the 15 month intro APR period.

One reason to get this card is its reward program. Cardholders earn a point per $1 spent on virtually any purchase made. Points earned are used to redeem discount on air travel, car rental and other purchases at participating retailers. New cardholders receive 5,000 special bonus points which is separate from points accrued from the first card payment (product purchase). There's no yearly limit and points earned will never expire. One notable downside of the Membership Rewards® program is cardholder have to wait for 14 months to start enjoying points they've earned the past year. However, this downside should not stand in the way of consumers with interest in this card.

Asides the rewards program, there are numerous other features geared to benefit small businesses. American Express Open Savings® guarantees all time savings up to 25% per purchase for cardholders who purchase goods from eligible retailers. There's an online business travel center granting the busy businessman painless access to air, hotel and car rental bookings.

Additional cards make finance available to business employees without charging an annual fee. Employee card are also a useful tool for gathering points and further discounts on business purchases. American Express OPEN is a 24/7 feature allowing card owners replace lost cards, place billing inquiries, increase to credit limit and more. Yet another feature to benefit small business owners is the online Expense Management Tools. With this feature cardholders monitor spending and download expense reports easily integrated into finance software packages as Microsoft Money or Peachtree Accounting.

Side benefits associated with the Business Green Rewards Card are: Cardholders who charge total travel expense to their cards will receive insurance at no cost with Baggage Insurance up to $1,250 and another $100,000 in Travel Accident Insurance. Cardholders are insured against damage, theft or loss of rented vehicles.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.