Credit Card Review & Application
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card
|Credit Needed:||Accepts All*|
The Camo Prepaid Teens Card from billmyparents is the ideal card for your teenager. It operates just like a credit or debit card, but has none of the risk involved for use. Letting your teen have a credit card is always a risky endeavor. We all know how easily you can get into trouble using a credit card, especially for a teen. This card, however, doesn't have the same temptations that a regular revolving credit card carries.
This card is a preloadable debit card that has a spending limit of whatever you load onto it. Like cash when it is all spent, then you can no longer spend more. Unlike cash, however, if the card is lost or stolen, you all you need to do is call customer service so that it can be replaced with the remaining balance intact. Try that with cash.
There is no activation fee applied for use of this card, which can save you a significant amount. Because there is a set limit to the amount your teen can spend, you need not worry about an overdraft fee. There is also no interest or worry of revolving balances, when the card is completely used, you cannot use it again until it is loaded with more money.
Loading it is done with convenience and ease from anywhere at any time. All you need to do is load the card via the Internet 24/7. If your teen is away from home or at college, you can make sure to be get them the funds they need in an instant. The funds that are loaded onto the card, are available immediately for purchases.
This cool little card comes in all sorts of different styles, so your teen will be able to choose their own design according to their personality. It is a great incentive to get your teen to do those chores around the house, simply load their allowance directly onto the card. They are then able to use it at any of the millions of locations where MasterCard is accepted worldwide. Unlike giving them cash, they can purchase things over the Internet like movies, apps for their phone, and tunes for their ipod, a teenagers dream card.
Give your teen a little purchasing freedom without giving them the freedom to get into real trouble. This preloadable MasterCard is an ideal way to teach them the responsibility of carrying a credit card without the risk of ruining their credit. It can be used for those highly desirable Internet purchases, and unlike cash, if lost or stolen it can be replaced without jeopardizing the preloaded balance. It is an ideal stepping stone to their impending adulthood. After all, being on their own is right around the corner.
|Other Benefits:||*See Credit Card Holder Agreement for Other Benefits|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
ATM Balance Inquiry – Domestic - $0.50
ATM Balance Inquiry – Intl. - $1.00
ATM Decline – Domestic - $0.50
ATM Decline – Intl. - $0.50
ATM Insufficient Funds – Domestic - $0.50
ATM Insufficient Funds – Intl. - $0.50
ATM Withdrawal – Domestic - $1.50
ATM Withdrawal – Intl. - $2.50
Activation Fee - FREE
Card Replacement - $7.95
Monthly Allowance Load (ACH) - $1.50
Monthly Service Fee - $3.95
Overdraft Fee - FREE
PIN Based Purchase Fee - FREE
Prepaid Card One-Time Load (ACH) - $1.75
Prepaid Card One-Time Load (Credit Card) - $2.95
Replacement Card Express Service - $25.00
Signature Purchase Fee - FREE
|We do not offer online application for this card at the moment.|
You may also be interested in:
† The information provided for Camo Prepaid Teens MasterCard is believed to be accurate at the time of evaluation (Apr 8, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.