Credit Card

Chase Freedom℠ Credit Card

5.0

out of 5

- 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
- Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
- Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
- 0% Intro APR and No Annual Fee

Intro APR: 0%*
Intro Period: for up to 6 months
APR: 22.99%, 17.99% or 12.99% *
Annual Fee: $0.00*
Issuer: Chase Credit Cards
Card Network: MasterCard® Credit Cards
Card Category: Consumer (Regular)
Card Type: - Low Interest Card
- Reward Card
Credit Needed: Good*

Chase Freedom Credit Card also called the Chase Freedom Visa Signature Card is specially intended for those individuals having solid credit histories and excellent credit rating. Its reward program makes it easier to earn triple points with every qualifying purchase in up to 3 distinct categories. There's long term introductory APR period for card members. Besides, Card members are charged no annual fees, and slightly high purchase interest that may change from time to time.

Balance transfers from eligible credit cards charging higher interest incur a 3% transfer fee. And cash advances are readily available to card members charged at a moderately high APR.

The Chase Freedom Credit Card is built around its reward program. Card members earn a 3% rebate on everyday purchases. These purchases include gas, grocery, drugs, and restaurant. Other eligible purchases earn a 3% rebate in the category on which most money was spent. Every other purchase not in any category earns 1%. Card members are allowed to accumulate as much reward and points as possible. First time card member earn $50 on a first purchase. After first card use you will received $50 in cash back!

Additional card benefits include: Online account related services with free financial statements per billing cycle. Online purchasing is encouraged with no liability earned on fraudulent and unauthorized card use. Emergency cash and card replacement lets card members receive another card on very short notice. Extended warranty for purchases extends applicable warranties on products purchased.

Travel insurance comes at no extra cost to the card member. Once, the card account is in good standing and all travel related purchases are made via the card, card members are insured up to $100,000 against accidental dismemberment. Car rental insurance insures against rental car damage.

A year end financial request is made available on request.

Not many credit cards will reward card members on a first purchase. With $50 earned just for making that first purchase, card members can earn so many points on everyday purchases knowing they don't really have to wait hard to redeem another reward.

Always see card terms and conditions before submitting your application!

Reward Types: - Cash Back Rewards Credit Cards
- Gas Rewards Credit Cards
- Universal Rewards Credit Cards

Reward Unit: Cash
Rewards: - 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
Expiration: None
Yearly Limit: None
Other Benefits: - Internet account related services
- Emergency card & cash replacement
- Lost and stolen card reporting
- Travel accident insurance
- Travel and emergency assistance services
- Purchase protection
- Extended warranty for purchases
- $0 liability for unauthorized transactions
- Year-end financial statement (upon request)
Comments: Before completing the application, you should be able to answer "Yes" to the following statements by checking the boxes:
-- Yes, my credit history is clear of bankruptcy.
-- Yes, my credit history is clear of seriously delinquent accounts.
-- Yes, I have NOT been denied credit by Chase within the last 6 months.
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: for up to 6 months*
APR on Purchases: 22.99%, 17.99% or 12.99% *
Annual Fee: $0.00*
Grace Period: 20 days*
Min Finance Charge: $1.00
Min Credit Line: $500
Late Payment Fee: $39.00*
Over Limit Fee: $39.00
Balance Transfer: No
Transfer Fee (%): 3.00%
Minimum Fee: $5.00
APR Cash Advances: 19.24%
Cash Advance Fee: 3.00%
Minimum Fee: $10.00
Additional Fees International transaction fee: 3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.
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† The information provided for Chase Freedom Credit Card is believed to be accurate at the time of evaluation (Feb 10, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.




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