Credit Card Review & Application

Chase Freedom® Visa Card - As Low as 9.99% APR

Chase Freedom Visa Card - As Low as 9.99% APR

5.0

out of 5

- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
- 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
- $50 Bonus Cash Back after your first purchase
- 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
- You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Cash back rewards never expire.
- No Annual Fee*



Intro APR: 0%*
Intro Period: See T&C
APR: as low as 9.99% (variable) *
Annual Fee: $0.00*
Issuer: Chase
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Low Interest Credit Card
- Reward Card
Credit Needed: Good*

The Chase Freedom Card As Low as 9.99% APR is a credit card that has many benefits to the user. As it has no annual fee, it allows you to use your card without worrying about hidden fees. It is an entirely unique card that brings its own advantages to its user.

The no annual fee is just one of the great features that this card offers. If you are one of the people who use their card often, then this may be a card that you may want to check out. All rates and credit limits will vary depending upon each individual's credit score.

There is a slightly higher annual percentage rate that will vary depending on each individual and what their credit history is. Not only will your credit history affect the annual percentage rate of the card, but also other factors. Income is one of the large factors that many people do not think about.

This will determine your eligibility for the card along with your credit report. It is suggested that only people with good credit scores apply for this card so that those who don't do not have to suffer under a high annual percentage rate. However, this card can benefit anyone regardless of their standing.

One of the great things about this Chase credit card is that you can earn cash back rewards on certain purchases. This is the main attraction of the card. If you are interested in applying for this card you will want to read all terms and conditions before doing so.

You will find a list of applicable fees that will be charged to your account for going over your credit line and being late on your payment like other credit cards. The fees for these are going to be about average with other credit card companies.

This credit card is a Visa which allows you to use this card anywhere. Many people like to use it while traveling. Certain fees may apply if you do foreign transactions, but the fee is very small. You can also avoid interest if you pay your full balance within twenty-one days of the first transaction.

This may be something that you should read over carefully, especially the terms of use as it will highlight many key points of information that you should know before even applying for this credit card. All rates will vary due to individual differences.

Reward Types: - Airline Reward Cards
- Cash Back Reward Cards
- Gas Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - $50 Bonus Cash Back after your first purchase
- 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
- You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Expiration: None
Yearly Limit: None
Other Benefits: - Internet account related services
- Lost and stolen card reporting
- Emergency card & cash replacement
- Travel and emergency assistance services
- Travel accident insurance
- Year-end financial statement (upon request)
- Extended warranty for purchases
- Purchase protection
- $0 liability for unauthorized transactions
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: See T&C*
APR on Purchases: as low as 9.99% (variable)*
Annual Fee: $0.00*
Grace Period: 20 days*
Min Credit Line: $500
Late Payment Fee: $39.00*
Over Limit Fee: $39.00
Balance Transfer: Yes
Transfer Fee (%): 3.00%
Minimum Fee: $5.00
APR Cash Advances: 19.24%
Cash Advance Fee: 3.00%
Minimum Fee: $10.00
Additional Fees International transaction fee: 3%
 


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† The information provided for Chase Freedom Visa Card - As Low as 9.99% APR is believed to be accurate at the time of evaluation (Dec 29, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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