Chase Sapphire℠ Preferred Card

It is getting more and more difficult to stretch your dollars in the United States. When the economy is tough, is not enough that people are losing hours at work or losing their jobs altogether; financial companies are making it harder to enjoy their products.

This is not always the case, though, because there are still many credit cards out there that offer superb service and features at a low price. Take the Chase Sapphire SM Preferred Card, for example. It has simple benefits with flexible options so that you can enjoy them however you choose, whenever you choose.

For instance, you will earn one point for every dollar that you spend on standard, everyday purchases, as well as double points on flight tickets; it does not matter if it is gas, food, household items, or entertainment expenses. You can even get a 50,000 mile bonus if you use your card a few times in the first 3 months.

These miles are good on any airline of your choosing with no blackout dates whatsoever. While other cards are finding ways to restrict your ability to use your card's benefits, the Chase Sapphire SM Preferred Card seems to give you much more freedom. This is something that most people welcome.

You can also use your points towards varying frequent flyer miles and even repeat visits to certain hotel chains so that you can reap their rewards faster. There is an option for spending your points in the Ultimate Rewards affiliate mall.

You also have the option of transforming your points into account payments, so that you may never have to pay another credit card bill ever again. This truly gives you real freedom in terms of earning your points and in redeeming them. After all, if you can't enjoy your incentive rewards, what is the point of them, really?

Finally, this card is also unique in the fact that if you call the customer service line, you will never speak with a machine. You are guaranteed to speak with a live representative twenty-four hours a day, seven days a week.

It does not matter if you are calling to report fraudulent or questionable charges, have a question of your own, want to make a change or two, or need to make a payment. With all of these features, it might be a wonder to you that this card does not have annual fee.