Slate℠ from Chase

The Slate credit card from Chase is a basic credit card available to American residents in the 50 states. It summarily presents a beautiful package for consumers in love with simplicity and additional control to organize their finances while reducing debt. Interest rates are likely to remain competitive provided you do not go over the credit limit or avoid making minimum payment applicable, in which case a default rate moderately higher than the previous rate is applied. All APRs are subject to change based on the prevailing prime rate.

A 0% introductory APR period applies towards purchases charged to the account during the first 12 billing cycles of membership. Balance transfers and cash advances incur a 3% transaction fee not less than $5 & $10 respectively. These transactions also incur a reasonably competitive rate subject to change from time to time.

Transactions in foreign currency incur a 3% transaction fee deducted from the US dollar amount of the transactions. The card offers a 20-day grace period. Cardholders who exceed the credit limit incur a $39 fee in addition to a default rate, which supersedes current rates on other transactions.

A patented fraud protection system employed by Chase protects cardholders from fraudulent unauthorized transactions. Moreover, zero fraud liability covers those who do fall victim to fraud. As cardholder, you may monitor what is going on with account expenses, card fees, interest and other details from the online account management center. Email and Text alerts are also available, a sure way to be notified on card activities. Other related features are online bill pay, online account statements, global customer support, additional cardholders, internet banking.

The Chase Slate credit card does not charge an annual fee during and after the first year of membership. It is a simple card to manage spending and pay down balances. Applicants are subject to credit worthiness checks and likely to receive lower interest rates on all transactions. Some accounts do not qualify for the intro offer. Millions of retailers globally accept the card.

The Slate card features the Blueprint(SM).