TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express is designed for individuals having good or excellent credit. It's an all round credit card offering generous cash back on purchases.

A short term introductory APR period applies towards purchases and balance transfers. During this period, no interest is charged on afore-mentioned transactions. Cash advances incur moderate interest and are subject to a 3% transaction fee.

Members are not required to pay an annual membership fee.

Online account management makes it possible for card members to check and keep abreast with card expenses, bill, card charges, balance transferred, cash advances and related transactions. Paperless statements itemize transactions for easier referencing. Those members who would like to stay according to a budget will find online account access a most beneficial card feature.

Unauthorized transactions are not billing on the card account. Victims of fraud or identity theft will get specialist assistance in reporting cases to the appropriate authority.

Extended warranty on purchases applies to those products purchased within the U.S. To qualify, the product must have an applicable warranty program for the buyer (U.S resident) which should exceed 6-12 months. Products purchased may receive an additional year of warranty under this program.

Emergency card replacement gets members another card on very short notice. Cash contained in a lost or stolen wallet could also be replaced using this feature.

On the rewards program, card members earn cash back and travel rewards. Gasoline purchases earn 3% cash back, restaurant purchases earn 3% cash back, while eligible travel purchases earn 2% cash back. Almost every other qualifying purchase earns 1% cash back - this includes purchases from Costco. There's no restriction or annual caps on amount of points earnable. Points already earned are allowed to accumulate until the card account becomes inactive.

Members are up for discounted purchasing at participating merchants and retailers.

TrueEarnings Card from Costco and American Express is a special credit card reserved for Costco members. This card could also serve as a Costco membership card with which fellow members will identify. Intro rates, no annual fees, and accompanying benefits make this a lovely take.

See applicable terms and conditions before applying.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.