Credit Cards News. Tag: 'debt'
Recent Study Shows Consumer Credit Card Charges Remain Steady
By the end of the year, American consumers are expected to have charged upwards of $44 million to their credit cards. Despite the slower economy, it seems Americans are still willing to spend, so long as they can pay for …
Brutal World of Debt Collections
It seems we’re seeing more stories about unethical and illegal practices of debt collectors these days. The aggressive nature of many of these people has led them to buck the laws, specifically, the Fair Credit Reporting Act. Consumer rights have …
Unemployment Down, but it’s Not Good
On Thursday, economists were expecting 150,000 new jobs to be added to the employment rolls. Admitting it wouldn’t really affect the unemployment rate, those economists were hopeful that at least the number wouldn’t be any lower.
As Bad Debt Falls Consumer Sue Over Collection Practices
Although cases of bad debt are in decline, the number of lawsuits filed over unfair, aggressive, or otherwise questionable collection practices are on the rise.
Lenders Still Pursuing Subprime Accounts
A recent statistic shows that subprime credit status is not stopping lenders from pursuing new accounts with potential clients.
Lower Credit Card Limits – Higher Responsibility
Approximately 20 percent of card holders in America have experienced limit reductions since recent credit card reformation.
Is A Balance Transfer Credit Card Really Worth It?
It looks like saving money on a competitively structured balance transfer credit card is easy but there is much more to it than simply putting your money in another account.
Is Your Credit Causing Stress?
Financial troubles of all types are a big cause of nervousness and worry for countless Americans.
How to Combat Financial Cyberchondria
If your funds are struggling or your credit rating is failing, then the blame could lie at the feet of Facebook and Twitter.
Increase In Sub-prime Lending Seen Across All Sectors
According to the latest information released by Equifax in partnership with Moody’s Analytics, sub-prime lending has increases across all industry sectors for the spring season.
Consumers Exercise Caution With Pre-approved Cards
A recent study suggests that credit card lenders are increasingly using pre-approved mailings to try and gain new business, but there are risks that come with responding to such unsolicited offers.
Borrowers of All Credit Ratings Offered No-Frills Cards
In an effort to attract borrowers with high and low credit scores in recent months lenders have begun an aggressive marketing of cards that fit the financial needs of anyone.
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