Credit Card Review & Application

Credit One Bank Visa Credit Card with 1% Cash Back


out of 5

- This unsecured card requires no deposit and can help build your credit
- Receive opportunities for credit line increases, a fee may apply
- See if you Pre-Qualify in less than 60 seconds
- Receive 1% cash back on eligible purchases, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your credit score

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 16.99% - 24.99% (V) *
Annual Fee: $0 - $99*
Card Issuer: Other Issuers
Card Network:
Card Category: Consumer (Premium)
Card Type:
Credit Needed: Poor*

Are you one of the many people always concerned about your finances or perhaps you've faced a few financial challenges in the past? Maybe you're concerned about the lack of an emergency fund? There are many financial tools on today's market that are designed to help consumers cover their bases. One of those tools is the Credit One® Unsecured Visa® For Building Credit for Poor credit. Here are a few reasons why so many are turning to this credit card offer that delivers far better solutions than the competition.

This Visa is unique in that it allows you to pre-qualify before taking a hit to your credit ratings. It's a fast process that's easy and the ultimate decision is always yours. You'll enjoy platinum status, along with an unlimited 1 percent cash back on gas and grocery purchases. You can use your cash back as a statement credit if you'd like. Plus, Credit One reports to all three credit bureaus, making it a great choice for those who want to continue to improve their credit ratings.

No worries about safety, either. With the zero fraud liability, along with the safety advances Visa is known for. As the industry leader, Visa continues to pioneer revolutionary new technologies to better secure every transaction in an ever-changing world. It's all about convenience; it's about how and when you want to pay and be paid. It's about playing by your own rules. It's your money, after all. Visa is the brand that's synonymous with both security and convenience. In fact, when you use your Visa credit card - or even any of the debit or prepaid cards - you're not responsible for any unauthorized purchases. This means you're protected on the Visa front as well as Credit One. And if your account is compromised, you can be sure we're working around the clock to secure your account and keep access to your money available to you.

Another great benefit to the Credit One Unsecured Visa is the chip technology that protects in-store payments by generating a unique, one-time code needed for the transaction to be approved. This feature cannot be replicated in counterfeit cards - meaning eliminating in store fraud has just become easier and for customers, it's also much safer.

As for your interest rate, you'll be offered a rate that's comparable with your credit score and in those instances where you're eligible for different interest rates, again, you're afforded the benefit of making the selection that best suits your needs.

Don't forget the many tips and features on the website either. Here, you can learn about a myriad of financial options you may not even realize you have. If it's financial freedom you're looking for, there are three primary steps that can help you achieve financial freedom. One of the biggest challenges for consumers these days is building their emergency fund. It's a great feeling knowing you have a back-up with your Credit One Bank® Visa® Credit Card with 1% Cash Back as you rebuild your savings. If you're in debt, knowing you have a back-up plan is a great way to keep you focused on paying down your debt. Finally, it's always important to save more than you spend. There's truth in the old adage of a penny saved being a penny earned. Whether you're trying to cut down on your debt, create a bigger emergency fund, or just live your life comfortably, saving more than you spend is the start of building a lifetime of financial freedom. Your Credit One Visa gives you peace of mind, too.

These common goals are just a few of the tips you'll find on the website. The objective is to take advantage of all of our financial tools so that they're working to our benefit.

Ready to learn more about the Credit One Bank® Visa® Credit Card with 1% Cash Back? Visit the site, review the terms and conditions and take advantage of the pre-qualification aspect. From there, you can review your offers and choose the one that best suits your needs and meets your financial objectives. Finally, be sure to sign up for online bill pay and take advantage of the other technological tools that will keep you motivated and focused and making the most of your financial tools.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Rewards: - 1% cash back on eligible purchases, terms apply
Expiration: None*
Yearly Limit: None*
Other Benefits: *See Terms and Conditions for other benefits
Credit Reporting: See Terms
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 16.99% - 24.99% (V) *
Annual Fee: $0 - $99*
Grace Period: See Terms*
Late Payment Fee: Up to $37*
Balance Transfer: No
Additional Fees Returned Payment Fee: Up to $35
Foreign Transaction Fee: 3% or $1.00, whichever is greater
We do not offer online application for this card at the moment.

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† The information provided for Credit One Bank® Visa® Credit Card with 1% Cash Back is believed to be accurate at the time of evaluation (Jan 31, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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