VISA® Platinum from Credit One Bank® (Poor Credit)

by CreditCardsCo™

Getting pre-approved for a platinum Visa credit card is definitely something to look forward to. This is because credit cards of this level offer some of the best consumer benefits on the market and are often difficult to get; and this one, from Credit One Bank, is no different. When you carry this credit card you will enjoy, obviously, convenient access to credit as well as some of the best possible benefits available.

First of all, platinum credit status means you will enjoy a relatively generous credit limit. This could come in handy whether you plan to make a big purchase or just want a credit card for emergencies. No matter what your needs may be, a generous credit limit is always a good thing to have. A high credit line makes it easier to purchase books for a college student, remodel your home, take a much-needed family vacation, or just do something special for the person you love.

Secondly, you will appreciate that this platinum level Visa credit card gives you extra buying power, thanks to Visa's global market penetration. You can use this card all over the world as well as over the internet to buy the things you need and want most or to get cash when credit simply won't fly. Also, responsible purchasing and credit management means that you will also get automatic credit line increase reviews that could help you out even more down the road with the potential to continue increasing your limit as you anticipate a greater need.

Third, platinum Visa card users greatly appreciate various kinds of consumer insurance that are definitely useful in this day and age. This could include things like $0 Fraud Liability which ensures you are not held liable for fraudulent or unauthorized charges to your account. This also includes Travel Accident Insurance which gives you some much needed accident coverage whenever you travel abroad. Similarly, you will enjoy an optional Auto Rental Collision Damage Waiver that is available when you use your card to make a rental car reservation.

Finally, you will enjoy a discount on the annual fee for the first year. This is something that you will not easily find with platinum credit cards of any kind. Annual fees are very common, particularly with high-level cards, so a discount is always welcome. Even then, the standard annual fee is somewhat reasonable when you compare it to what other cards may charge you every year. Similarly, the standard annual percentage rate is also somewhat reasonable when you look at everything this card has to offer you.