Credit Reporting Cards

Featured Credit Reporting Card: Horizon Gold Credit Card
  • Horizon Gold Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: N/A*
  • Regular APR: N/A*
  • Annual Fee: N/A*

- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan

* * *

Persons with limited or no credit now have a way to purchase items with an unsecured Horizon Gold credit card. Approval is guaranteed for those who apply. Read more...

The cards featured here are ideal for those who want to build or improve their credit. Many of the cards have the facility to report to the major credit bureaux on how a customer is managing their account. This will allow the cardholder to improve their FICO score and credit rating over time. There are several card options available with various charges, terms and conditions as well as valuable benefits attached. You can compare up to six cards together at the same time before choosing the one that best meets your needs and circumstances. Once you have found the card you want you can apply securely online.



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Credit Reporting Cards Listing

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Discover® Student Open Road℠ Card
Discover Student Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.5 out of 5

The Discover Student Open Road Card credit card is for students with fair credit. Card members are entitled to an intro period, moderate purchase interest, complete fraud protection, and a cash back rewards program.

Info Review Benefits Fees
First Option MasterCard®
First Option MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.50%*
  • Annual Fee: $59.00*
3.5 out of 5

The First Option card is a secured Master credit card reserved for those who want to build improved credit scores over time. This card is issued by New Millennium Bank.

Info Review Benefits Fees
Preferred Trust Gold Shopping Card
Preferred Trust Gold Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: $0.00*
3.5 out of 5

The Preferred Trust Gold is a shopping card for consumers who purchase items from the USA credit website more often than not. It offers high credit lines and extra features to entice potential members.

Info Review Benefits Fees
First Option Visa® Card
First Option Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.50%*
  • Annual Fee: $59.00*
3.5 out of 5

The First Option Visa credit card is an ideal card for those consumers who want to improve credit worthiness over a period of time. This secure card is issued by the New Millennium Bank.

Info Review Benefits Fees
American Octane Onyx Unsecured Card
American Octane Onyx Unsecured Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: $0.00*
3.5 out of 5

The American Octane Onyx Card is a card like no other credit card on the market. Cardholders receive unique benefits including 0% APR and save money with a zero annual fee.

Info Review Benefits Fees
First Vineyard MasterCard® Debit Card
First Vineyard MasterCard Debit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.0 out of 5

The First Vineyard MasterCard Debit Card is the first prepaid card that is supported by a well known associate, master card. You can use the card to simply pay for various bills and buy products.

Info Review Benefits Fees
AccountNow™ Prepaid MasterCard®
AccountNow Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.0 out of 5

The AccountNow MasterCard is a prepaid card designed for consumers having problems obtaining an unsecured credit card. It's also a good option for everyone who wants to take advantage of a MasterCard card.

Info Review Benefits Fees
1st Platinum Plus
1st Platinum Plus
  • Intro APR: 0%*
  • Intro APR Period: 18 months*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

The 1st Platinum Plus card is a shopping card reserved for consumers who'd like the freedom to purchase thousands of products with a secured card. Credit reporting ensures those card members with limited credit can improve their ratings over time.

Info Review Benefits Fees
Orchard Bank® Classic MasterCard®
Orchard Bank Classic MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%-19.90%, or 7.90%*
  • Annual Fee: See terms*
4.0 out of 5

The Orchard Bank Classic MasterCard credit card is designed for those having bad credit who would like to incur low interest on purchases while building up a more solid history over time.

Info Review Benefits Fees
AccountNow™ Prepaid Visa® Card
AccountNow Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

This prepaid Visa card is easy to get, offers simple benefits, and is accepted at various locations worldwide. It could serve as an online checking account for individuals with poor credit.

Info Review Benefits Fees
Merit Platinum Card
Merit Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
Orchard Bank® Visa® Cards
Orchard Bank Visa Cards
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%-19.90%, or 7.90%*
  • Annual Fee: See terms*
4.0 out of 5

The Orchard Bank Visa card is designed to help people improve their credit. There are a variety of options and features that serve to work for you, according to your needs.

Info Review Benefits Fees
AccountNow® Gold Visa® Prepaid Card
AccountNow Gold Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Account Now Gold Visa Prepaid Card is a credit card that offers man benefits to the user. Being that it is a prepaid card you are in control of your spending and the amount that you place on the card.

Info Review Benefits Fees
Capital One® Cash Rewards for Newcomers
Capital One Cash Rewards for Newcomers
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.0 out of 5

Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier.

Info Review Benefits Fees
Prestige Plus Platinum Shopping Card
Prestige Plus Platinum Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.5 out of 5

Prestige Plus Platinum Shopping Card gives you the convenience of using a credit card for making purchases without the hassle of credit checks or interest charges. It's a card you can use like cash.

Info Review Benefits Fees
mPower™ Visa® Prepaid Card
mPower Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The mPower Visa Prepaid card allows its cardholders the powers of a Visa without having a credit check. There's also no minimum balance and no late fees to worry about.

Info Review Benefits Fees
Ultra VX Visa Credit Card
Ultra VX Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Ultra VX Visa credit card is designed for consumers who plan to take advantage of its innovative features. Money held in a secure account can be used to shore up credit on demand.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
FlexCard Ultimate Credit Building Prepaid Visa® Card
FlexCard Ultimate Credit Building Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The FlexCard Prepaid Visa Credit Card can give you an unsecured line of credit for up to $10,000. It's a simple card that helps you simplify your finances, whether you are new to the credit game or are simply looking for a new credit card that is not very complicated.

Info Review Benefits Fees



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