Credit Reporting Cards

Featured Credit Reporting Card: USA Optimum Gold Merchandise Credit Card
  • USA Optimum Gold Merchandise Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: N/A*
  • Regular APR: N/A*
  • Annual Fee: N/A*

- Guaranteed Instant Online Approval!
- $5000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Upon request, credit limits increases are available to those that qualify.
- Establish Credit by Reporting to Major Credit Bureau!
- Receive a *Free $50 Gift Card!
- After enrolling you'll receive a $300 Grocery Coupon Card

* * *

USA Optimum Gold Merchandise credit card is built to serve consumers having bad or limited credit who plan to take advantage of its rebuilding features. No purchase interest is charged and usage is somewhat restricted. Read more...

The cards featured here are ideal for those who want to build or improve their credit. Many of the cards have the facility to report to the major credit bureaux on how a customer is managing their account. This will allow the cardholder to improve their FICO score and credit rating over time. There are several card options available with various charges, terms and conditions as well as valuable benefits attached. You can compare up to six cards together at the same time before choosing the one that best meets your needs and circumstances. Once you have found the card you want you can apply securely online.



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Credit Reporting Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Applied Bank® Secured Visa® Gold Credit Card
Applied Bank Secured Visa Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $50.00*
5.0 out of 5

The secured Visa Gold Card offered by Applied Bank gets your credit started with a $200-$5,000 limit depending on your initial deposit. The card is easy to obtain online.

Info Review Benefits Fees
Prestige Plus Platinum Shopping Card
Prestige Plus Platinum Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.5 out of 5

Prestige Plus Platinum Shopping Card gives you the convenience of using a credit card for making purchases without the hassle of credit checks or interest charges. It's a card you can use like cash.

Info Review Benefits Fees
mPower™ Visa® Prepaid Card
mPower Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The mPower Visa Prepaid card allows its cardholders the powers of a Visa without having a credit check. There's also no minimum balance and no late fees to worry about.

Info Review Benefits Fees
Ultra VX Visa Credit Card
Ultra VX Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Ultra VX Visa credit card is designed for consumers who plan to take advantage of its innovative features. Money held in a secure account can be used to shore up credit on demand.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
FlexCard Ultimate Credit Building Prepaid Visa® Card
FlexCard Ultimate Credit Building Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The FlexCard Prepaid Visa Credit Card can give you an unsecured line of credit for up to $10,000. It's a simple card that helps you simplify your finances, whether you are new to the credit game or are simply looking for a new credit card that is not very complicated.

Info Review Benefits Fees
Public Savings Bank OPEN SKY Secured Visa Credit Card
Public Savings Bank OPEN SKY Secured Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: Prime + 11.00%*
  • Annual Fee: $50.00*
4.5 out of 5

The Public Savings Bank OPEN SKY is a secured credit card allowing consumers receive the full benefits of a visa card. Credit reporting ensures cardholders with good repayment build credit history over time.

Info Review Benefits Fees
Platinum Zero® Secured Visa® Credit Card from Applied Bank
Platinum Zero Secured Visa Credit Card from Applied Bank
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.5 out of 5

A splendid secured credit card for individuals who want to avoid interest and application fees. Obtain the special benefits of a credit card and take advantages of credit reporting.

Info Review Benefits Fees
Capital One® Secured MasterCard®
Capital One Secured MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 22.90%*
  • Annual Fee: $29.00*
4.5 out of 5

Sometimes getting credit can be difficult. If you are new to the system or have faced some difficulties, you may have to consider an alternative. A secured MasterCard can help you get your credit history started and perhaps provide you with some other benefits.

Info Review Benefits Fees
Build Your Credit With a Capital One® Card
Build Your Credit With a Capital One Card
  • Intro APR: N/A*
  • Intro APR Period: See Terms*
  • APR: 10.9% - 24.90%*
  • Annual Fee: N/A*
4.5 out of 5

It is important to establish a credit history as quickly as possible because credit is important to your independence. You can use basic credit cards to get started, and your responsible credit management will lead to bigger opportunities in the future, which could include auto and home loans.

Info Review Benefits Fees
First Progress Secured Platinum MasterCard® Card
First Progress Secured Platinum MasterCard Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.99%*
  • Annual Fee: $39.00*
4.5 out of 5

Everyone needs good credit, but it's not always easy to get. Whether you are new to credit or have experienced some issues in the past, the First Progress Secured Platinum MasterCard could help you establish the credit you need to qualify for more substantial borrowing.

Info Review Benefits Fees
First Vineyard MasterCard® Debit Card
First Vineyard MasterCard Debit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.0 out of 5

The First Vineyard MasterCard Debit Card is the first prepaid card that is supported by a well known associate, master card. You can use the card to simply pay for various bills and buy products.

Info Review Benefits Fees
AccountNow™ Prepaid MasterCard®
AccountNow Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.0 out of 5

The AccountNow MasterCard is a prepaid card designed for consumers having problems obtaining an unsecured credit card. It's also a good option for everyone who wants to take advantage of a MasterCard card.

Info Review Benefits Fees
1st Platinum Plus
1st Platinum Plus
  • Intro APR: 0%*
  • Intro APR Period: 18 months*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

The 1st Platinum Plus card is a shopping card reserved for consumers who'd like the freedom to purchase thousands of products with a secured card. Credit reporting ensures those card members with limited credit can improve their ratings over time.

Info Review Benefits Fees
Orchard Bank® Classic MasterCard®
Orchard Bank Classic MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%-19.90%, or 7.90%*
  • Annual Fee: See terms*
4.0 out of 5

The Orchard Bank Classic MasterCard credit card is designed for those having bad credit who would like to incur low interest on purchases while building up a more solid history over time.

Info Review Benefits Fees
AccountNow™ Prepaid Visa® Card
AccountNow Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

This prepaid Visa card is easy to get, offers simple benefits, and is accepted at various locations worldwide. It could serve as an online checking account for individuals with poor credit.

Info Review Benefits Fees
Merit Platinum Card
Merit Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
Orchard Bank® Visa® Cards
Orchard Bank Visa Cards
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%-19.90%, or 7.90%*
  • Annual Fee: See terms*
4.0 out of 5

The Orchard Bank Visa card is designed to help people improve their credit. There are a variety of options and features that serve to work for you, according to your needs.

Info Review Benefits Fees
AccountNow® Gold Visa® Prepaid Card
AccountNow Gold Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Account Now Gold Visa Prepaid Card is a credit card that offers man benefits to the user. Being that it is a prepaid card you are in control of your spending and the amount that you place on the card.

Info Review Benefits Fees



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