Credit Reporting Cards

Featured Credit Reporting Card: USA Optimum Gold Merchandise Credit Card
  • USA Optimum Gold Merchandise Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: N/A*
  • Regular APR: N/A*
  • Annual Fee: N/A*

- Guaranteed Instant Online Approval!
- $5000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Upon request, credit limits increases are available to those that qualify.
- Establish Credit by Reporting to Major Credit Bureau!
- Receive a *Free $50 Gift Card!
- After enrolling you'll receive a $300 Grocery Coupon Card

* * *

USA Optimum Gold Merchandise credit card is built to serve consumers having bad or limited credit who plan to take advantage of its rebuilding features. No purchase interest is charged and usage is somewhat restricted. Read more...

The cards featured here are ideal for those who want to build or improve their credit. Many of the cards have the facility to report to the major credit bureaux on how a customer is managing their account. This will allow the cardholder to improve their FICO score and credit rating over time. There are several card options available with various charges, terms and conditions as well as valuable benefits attached. You can compare up to six cards together at the same time before choosing the one that best meets your needs and circumstances. Once you have found the card you want you can apply securely online.



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Credit Reporting Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Ultra VX Visa Credit Card
Ultra VX Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Ultra VX Visa credit card is designed for consumers who plan to take advantage of its innovative features. Money held in a secure account can be used to shore up credit on demand.

Info Review Benefits Fees
Public Savings Bank OPEN SKY Secured Visa Credit Card
Public Savings Bank OPEN SKY Secured Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: Prime + 11.00%*
  • Annual Fee: $50.00*
4.5 out of 5

The Public Savings Bank OPEN SKY is a secured credit card allowing consumers receive the full benefits of a visa card. Credit reporting ensures cardholders with good repayment build credit history over time.

Info Review Benefits Fees
Prestige Plus Platinum Shopping Card
Prestige Plus Platinum Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.5 out of 5

Prestige Plus Platinum Shopping Card gives you the convenience of using a credit card for making purchases without the hassle of credit checks or interest charges. It's a card you can use like cash.

Info Review Benefits Fees
Preferred Trust Gold Shopping Card
Preferred Trust Gold Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: $0.00*
3.5 out of 5

The Preferred Trust Gold is a shopping card for consumers who purchase items from the USA credit website more often than not. It offers high credit lines and extra features to entice potential members.

Info Review Benefits Fees
Platinum Zero® Secured Visa® Credit Card from Applied Bank
Platinum Zero Secured Visa Credit Card from Applied Bank
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.5 out of 5

A splendid secured credit card for individuals who want to avoid interest and application fees. Obtain the special benefits of a credit card and take advantages of credit reporting.

Info Review Benefits Fees
Orchard Bank® Visa® Cards
Orchard Bank Visa Cards
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%-19.90%, or 7.90%*
  • Annual Fee: See terms*
4.0 out of 5

The Orchard Bank Visa card is designed to help people improve their credit. There are a variety of options and features that serve to work for you, according to your needs.

Info Review Benefits Fees
Orchard Bank® Classic MasterCard®
Orchard Bank Classic MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%-19.90%, or 7.90%*
  • Annual Fee: See terms*
4.0 out of 5

The Orchard Bank Classic MasterCard credit card is designed for those having bad credit who would like to incur low interest on purchases while building up a more solid history over time.

Info Review Benefits Fees
mPower™ Visa® Prepaid Card
mPower Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The mPower Visa Prepaid card allows its cardholders the powers of a Visa without having a credit check. There's also no minimum balance and no late fees to worry about.

Info Review Benefits Fees
Merit Platinum Card
Merit Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
Household Bank Rewards MasterCard®
Household Bank Rewards MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 19.90%*
  • Annual Fee: See terms*
4.5 out of 5

The Household Bank Rewards MasterCard is an unsecured credit card designed for consumers having poor credit. Cardholders can build good credit and a solid history over time. Additional benefits apply.

Info Review Benefits Fees
Horizon Gold Credit Card
Horizon Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
3.5 out of 5

Persons with limited or no credit now have a way to purchase items with an unsecured Horizon Gold credit card. Approval is guaranteed for those who apply.

Info Review Benefits Fees
FlexCard Ultimate Credit Building Prepaid Visa® Card
FlexCard Ultimate Credit Building Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The FlexCard Prepaid Visa Credit Card can give you an unsecured line of credit for up to $10,000. It's a simple card that helps you simplify your finances, whether you are new to the credit game or are simply looking for a new credit card that is not very complicated.

Info Review Benefits Fees
First Vineyard MasterCard® Debit Card
First Vineyard MasterCard Debit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.0 out of 5

The First Vineyard MasterCard Debit Card is the first prepaid card that is supported by a well known associate, master card. You can use the card to simply pay for various bills and buy products.

Info Review Benefits Fees
First Progress Secured Platinum MasterCard® Card
First Progress Secured Platinum MasterCard Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.99%*
  • Annual Fee: $39.00*
4.5 out of 5

Everyone needs good credit, but it's not always easy to get. Whether you are new to credit or have experienced some issues in the past, the First Progress Secured Platinum MasterCard could help you establish the credit you need to qualify for more substantial borrowing.

Info Review Benefits Fees
First Option Visa® Card
First Option Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.50%*
  • Annual Fee: $59.00*
3.5 out of 5

The First Option Visa credit card is an ideal card for those consumers who want to improve credit worthiness over a period of time. This secure card is issued by the New Millennium Bank.

Info Review Benefits Fees
First Option MasterCard®
First Option MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.50%*
  • Annual Fee: $59.00*
3.5 out of 5

The First Option card is a secured Master credit card reserved for those who want to build improved credit scores over time. This card is issued by New Millennium Bank.

Info Review Benefits Fees
Discover® Student Open Road℠ Card
Discover Student Open Road Card
  • Intro APR: 0%*
  • Intro APR Period: 9 months*
  • APR: 13.99% - 20.99%*
  • Annual Fee: $0.00*
3.5 out of 5

The Discover Student Open Road Card credit card is for students with fair credit. Card members are entitled to an intro period, moderate purchase interest, complete fraud protection, and a cash back rewards program.

Info Review Benefits Fees
Capital One® Secured MasterCard®
Capital One Secured MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 22.90%*
  • Annual Fee: $29.00*
4.5 out of 5

Sometimes getting credit can be difficult. If you are new to the system or have faced some difficulties, you may have to consider an alternative. A secured MasterCard can help you get your credit history started and perhaps provide you with some other benefits.

Info Review Benefits Fees
Capital One® Cash Rewards for Newcomers
Capital One Cash Rewards for Newcomers
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.0 out of 5

Credit cards are great tools for helping you establish credit. This one, though, is specifically designed for people who are new to the United States that might be looking to establish credit for the first time. It has interest rates and other exclusive features that could, indeed, make this easier.

Info Review Benefits Fees



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