Credit Card
Current by Discover - Teen Prepaid Debit Card
- Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
- Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
- Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
- $0 Fraud Liability Guarantee
- Withdraw Cash at ATMs
- Get Exclusive Discounts at Teen's Favorite Merchants
- Free E-Mail and Text Message Activity Alerts
- No Minimum Balances, Loading Fees or Credit Check
- Special Offer: First month of membership free, a $5 value - Code BT709 (offer expires 5/30/10)
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | N/A* |
| Annual Fee: | $50.00* |
| Issuer: | Discover Bank Cards |
| Card Network: | Discover® Credit Cards |
| Card Category: | Consumer (Stored Value) |
| Card Type: | - Credit Card for Bad Credit - Guaranteed Approval Card - Prepaid Debit Card - Teen Debit Card |
| Credit Needed: | Accepts All* |
Current by Discover - Prepaid Card for Teens is the ideal card for teenagers looking to receive a plastic card with which to purchase goods and services of choice. This card brings a lot of advantage on board for both parent and teen allowing maximum monitoring while a cardholder develops essential spending habits.
Cardholders incur a $50 annual fee. Being a prepaid card, no interest rate is charged neither is there a line of credit. This is a real plus considering the huge budget implications accumulating interest rates tend to have.
Additional benefits such as online account management allow parents set spending limits with ease. Another innovative feature is the ability to set restrictions on spending categories. This allows parents keep their teens away from select items for sale. Cardholders may use this card at numerous merchants and retailers where it is accepted. This includes online and offline stores, and ATMs. It's also useful when purchasing items over phone or by mail.
There are many options through which funds can be loaded. Direct deposit comes at no extra cost. Popular options to deposit cash include credit card, debit card, bank account transfers, and card to card transfers. The speed and ease of loading funds make this card a favourite for emergencies when cash is most needed.
Online statements containing purchases and numerous card details are available for both parent and teen at anytime of the day. Hard copy statements are delivered by mail for a $5 fee. The $0 fraud guarantee is a very useful feature that protects cardholders from liability in event the card is misused by an unauthorized individual. Cardholders can receive a new card in no time once they report theirs as lost or stolen. This feature costs $3 per report. There is no penalty awarded to cardholders who do not make use of their cards over a period.
The Discover Teen Prepaid Debit Card being a prepaid card does not have any credit checks or employment verification procedures in place. Applicants are almost guaranteed approval provided they surpass minor qualification requirements including identification.
This card is issued by Discover.
We advise you read the card agreement/terms and conditions before applying.
| Other Benefits: | - $0 Fraud Liability Guarantee * See Terms and Conditions of the card. |
| Comments: | *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Online Account Access: | Yes |
| 100% Guarantee Approval: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | N/A* |
| Annual Fee: | $50.00* |
| Grace Period: | N/A* |
| Min Credit Line: | $50 |
| Max Credit Line: | $2,500 |
| Late Payment Fee: | N/A* |
| Balance Transfer: | No |
| Opening Minimum: | $50.00 |
| Application Fee: | $0.00 |
| ATM Fee: | $0.50 |
| Additional Fees | ATM withdraw fee (first 4 are free) - $0.50 Card Statements by mail - $5.00 Card Statements online - FREE Inactivity fee - FREE Replace a lost or stolen card - $3.00 |
| Apply Now |
You may also be interested in:
• New Millennium Bank Secured Platinum Visa® Card
• Discover® Student Open Road℠ Card
• nFinanSe Discover® Network Reloadable Prepaid Card
† The information provided for Current by Discover - Teen Prepaid Debit Card is believed to be accurate at the time of evaluation (Oct 30, 2009). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




