Credit Card
Discover® Student Card - Clear
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro APR: | 0%* |
| Intro Period: | 6 months |
| APR: | as low as 13.99% (variable)* |
| Annual Fee: | $0.00* |
| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Student (Regular) |
| Card Type: | - Instant Decision Card - Reward Card |
| Credit Needed: | Fair* |
Discover Student Card - Clear is a credit card designed for students who have bad and limited credit. It's an above average credit card offering fantastic interest rates and a truly rewarding cash bonus program. Students and young adults who have bad or limited credit usually have to find a way of improving their credit ratings, and this card provides the right opportunity.
Card members are not made to pay an annual fee.
On the card reward program, card members earn 5 - 20% cash back bonus from select retailers on ShopDiscover. Once total annual purchases exceed $3,000, virtually all purchases attract a 1% cash back bonus. Before then, purchases part of the first $1,500 earns .25% while purchases in the next $1,500 earn .50%.Cash earned are redeemable in $20 increments. There is no yearly cap and cash earned do not expire. Members can double rewards with more than 100 cash back bonus retailers.
Internet related services like online account management ensure card members have round the clock access to the card account. Online account statements contain the latest purchases, balance transfer, cash advance transactions made through the card account. For added protection when purchasing online, card members can receive secure online account numbers which do not reveal the true card numbers. Members involved in Identity Theft are covered under a $0 fraud liability guarantee protection policy. Members who fall victim to Identity Theft are linked to seasoned fraud specialists to provide assistance and support. Emails are forwarded to members email to serve as reminders for timely balance repayments.
Discover Student Card - Clear is a credit card that suits the need of almost every college student. With competitive interest, a great rewards program, and other side benefits at no additional cost, members who pay on time over an extended period have bright chances to improve their credit ratings over time. Using the balance transfer feature, members having other credit cards charging higher interest rates can transfer balance unto this one. Cash advances such as ATM withdrawals attract a 3% cash advance fee. APR on Cash advance is highly competitive.
Applicants have many interesting card designs to choose from. See applicable terms and conditions before applying.
| Reward Type: | - Cash Back Reward Cards |
| Reward Unit: | Cash |
| Reward Unit Value: | $1.00 |
| Reward for $1 spent: | 0.01 |
| Rewards: | - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program - Up to 1% on all other purchases |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | See Terms & Conditions* |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | 6 months* |
| APR on Purchases: | as low as 13.99% (variable)* |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Min Finance Charge: | $0.50 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | Yes |
| APR Cash Advances: | 23.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $5.00 |
| Apply Now |
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† The information provided for Discover Student Card - Clear is believed to be accurate at the time of evaluation (Jun 21, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
