Credit Card Review & Application

Discover Student More Clear - Card


out of 5

- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you'll earn 5% on up to the quarterly maximum*
- Every single purchase automatically gets Cashback Bonus
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
*Click apply to view rates, fees, rewards, limitations and other important information

Introductory APR: 0%*
Introductory Period: 9 months
APR on Purchases: 12.99% - 18.99% (variable)*
Annual Fee: $0*
Card Issuer: Discover Bank
Card Network: Discover®
Card Category: Student (Regular)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Fair*


Discover Student Clear card is a credit card designed for students who have bad and limited credit. It's an above average credit card offering fantastic interest rates and a truly rewarding cash bonus program. Students and young adults who have bad or limited credit usually have to find a way of improving their credit ratings, and this card provides the right opportunity.

Card members are not made to pay an annual fee.

On the card reward program, card members earn 5 - 20% cash back bonus from select retailers on ShopDiscover. Once total annual purchases exceed $3,000, virtually all purchases attract a 1% cash back bonus. Before then, purchases part of the first $1,500 earns .25% while purchases in the next $1,500 earn .50%.Cash earned are redeemable in $20 increments. There is no yearly cap and cash earned do not expire. Members can double rewards with more than 100 cash back bonus retailers.

Internet related services like online account management ensure card members have round the clock access to the card account. Online account statements contain the latest purchases, balance transfer, cash advance transactions made through the card account.

For added protection when purchasing online, card members can receive secure online account numbers which do not reveal the true card numbers. Members involved in Identity Theft are covered under a $0 fraud liability guarantee protection policy.

Members who fall victim to Identity Theft are linked to seasoned fraud specialists to provide assistance and support. Emails are forwarded to members email to serve as reminders for timely balance repayments.

Discover Student Card - Clear is a credit card that suits the need of almost every college student. With competitive interest, a great rewards program, and other side benefits at no additional cost, members who pay on time over an extended period have bright chances to improve their credit ratings over time.

Using the balance transfer feature, members having other credit cards charging higher interest rates can transfer balance unto this one. Cash advances such as ATM withdrawals attract a 3% cash advance fee. APR on Cash advance is highly competitive.

Applicants have many interesting card designs to choose from. See applicable terms and conditions before applying.

Reward Types: - Cash Back Reward Cards
- Gas / Auto Reward Cards
Reward Unit: Cash
Rewards: - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
Expiration: None
Yearly Limit: None
Other Benefits: See Terms & Conditions*
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases
Introductory Period: 9 months*
APR on Purchases: 12.99% - 18.99% (variable)*
Annual Fee: $0*
Grace Period: 25 days*
Min Finance Charge: $0.50
Late Payment Fee: N/A*
Balance Transfer: Yes
APR Cash Advances: 24.99%
We do not offer online application for this card at the moment.

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† The information provided for Discover Student More Clear - Card is believed to be accurate at the time of evaluation (Jan 3, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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