Credit Card Review & Application

Escape by Discover Card

4.0

out of 5

- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%*
- No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information



Introductory APR: 0%*
Introductory Period: 6 months
APR on Purchases: 10.99% - 19.99% (variable)*
Annual Fee: $60*
Card Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Regular)
Card Type: - Low Interest Credit Card
- No Foreign Transaction Fee Credit Card
- Reward Card
Credit Needed: Excellent*

by

Escape by Discover Card is designed for consumers having good or excellent credit and a solid credit history. It's the ideal card through which card members can earned miles, bonuses and redeem those earned for quality rewards.

A short term introductory period takes care of purchase interest while balance transfers incur no interest throughout a long term period for those having excellent credit. Balance transfers and cash advances incur a 3% transaction fee.

Card members incur a $60 annual fee.

On the card rewards program, card members earn double miles per $1 spent on all purchases. Those at ShopDiscover, an exclusive online shopping site for Discover members will receive additional double miles per $1 spent. Card members earn 1,000 miles every month during the first 25 months of card membership, provided a purchase transaction is recorded for that month. Miles earned are redeemed for cash, merchandise, gift certificates and more. Points do not expire and there's no yearly cap on points earnable within a year.

Travel Accident Insurance helps insure card members against accidental dismemberment. Traveling members are compensated in event of lost luggage through the lost or damage luggage insurance scheme coming at no extra cost. Zero fraud liability ensures members who fall victim to unauthorized transactions do not inherit any liability. Fraud specialists provided by Discover will assist every member who encounters identity theft.

Additional card benefits include travel delay insurance, primary car rental insurance, trip cancellation insurance, and email reminders delivered to help members to avoid late payments. Online account management is built to get statements containing purchases, miles earned, and other related card transactions onto the card member as quickly as possible. Online bill pay assists with bill payment for members with a busy schedule.

Escape by Discover Card is the ideal credit card for experienced credit users who want to earn miles for various rewards. Purchase and Balance Transfer APR are highly competitive but based largely on the applicant's credit rating and history. This card comes on the Discover network with numerous accepting ATMs, and Point of Sale outlets around the world. Online applicants can receive a response almost immediately.

See applicable terms and conditions for up to date information before applying.

Reward Types: - Travel Reward Cards
- Universal Reward Cards
Reward Unit: Miles
Rewards: - 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
Expiration: None
Yearly Limit: None
Other Benefits: - Internet account related services
- Travel Delay Insurance
- Primary Car Rental Insurance
- Trip Cancellation Insurance
- Lost or Damaged Luggage Insurance
See website for additional benefits
Comments: * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 6 months*
APR on Purchases: 10.99% - 19.99% (variable)*
Annual Fee: $60*
Grace Period: 25 days*
Late Payment Fee: N/A*
Balance Transfer: Yes
APR Cash Advances: 24.99%
We do not offer online application for this card at the moment.


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† The information provided for Escape by Discover Card is believed to be accurate at the time of evaluation (Jan 3, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.




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