Credit Card
Discover® More® Card
- 0% APR on Balance Transfers for a FULL 12 Months
- 0% APR on Purchases for a FULL 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee
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| Intro APR: | 0%* |
| Intro Period: | See T&C. |
| APR: | 11.99% (variable)* |
| Annual Fee: | $0.00* |
| Issuer: | Discover Bank Cards |
| Card Network: | Discover® Credit Cards |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Credit Card - Low Interest Card - Reward Card |
| Credit Needed: | Excellent* |
Discover More Card is designed to charge its card member zero interest on applicable transactions during the intro period. It's a low interest card for those having good or excellent credit. As with most other cards, credit limit and interest given each applicant is based on credit worthiness as seen the credit report.
An introductory APR period applies towards purchases and balance transfers within a period. To ensure participation, balance transfers should be initiated during the application process. Interest charges purchases after the intro period is variable based on prime rate.
Card members pay no annual fee.
Coming down to this cards reward program, card members are entitled to earn as much cash through this program as there's no expiration date and yearly limit. Fresh card members earn 0.25% per transaction, but once they get to spend more than $1,500 rebates move upwards to 0.50%. A total of more than $3,000 in purchases further moves up cash earned to 1% per transaction. Cash earned are redeemable in $20 increments.
For even more cash, card members purchasing items related to travel, or from gas stations, drug stores, departmental and home improvement stores get up to 5% cash back. ShopDiscover is an exclusive shopping site made available to every Discover card member. Purchasing products from this site gives rebates between 5% and 20% per transaction. Card members may also enjoy various benefits and discounts with participating merchants and retailers. Rebates earned do not expire and there's no yearly limit.
Interested candidates applying for this card have several designs to choose from. A graceful grace period allows more time for card members to pay up.
Card members are entered into a travel accident insurance program as they purchase tickets to fly. Up to $500,000 is available as compensation to a beneficiary. Online purchases are well-protected and unauthorized online purchases earn the card member zero liability. Rental cars from select car rental companies are insured against damage.
Discover More Card is a premium consumer credit card with lots of benefits and an exciting cash bonus system. For those card member who take advantage, this card poses better ways to cut costs from otherwise impossible deals.
This card comes on the Discover network with thousands of accepting ATMs, and retailers worldwide.
| Reward Types: | - Cash Back Rewards Credit Cards - Gas Rewards Credit Cards - Travel Rewards Credit Cards |
| Reward Unit: | Cash |
| Reward Unit Value: | $1.00 |
| Reward for $1 spent: | 0.01 |
| Rewards: | - 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More - Up to 1% Unlimited Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Several card designs to select from - Internet account related services - Auto rental insurance - Up to $500,000 in travel accident insurance - Discounts on products and services at participating merchants and retailers - Fraud and security protection services |
| Comments: | *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Balance Transfer |
| Introductory Period: | See T&C.* |
| APR on Purchases: | 11.99% (variable)* |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Min Finance Charge: | $0.50 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 5.00% |
| APR Cash Advances: | 23.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $5.00 |
| Apply Now |
You may also be interested in:
• New Millennium Bank Secured Gold Mastercard®
• Simmons First Visa® Platinum
• First Option Visa® Card
† The information provided for Discover More Card is believed to be accurate at the time of evaluation (Mar 17, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
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