Credit Card
Discover® More® Card - Clear
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee
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| Intro APR: | 0%* |
| Intro Period: | See T&C. |
| APR: | 11.99% (variable)* |
| Annual Fee: | $0.00* |
| Issuer: | Discover Bank Cards |
| Card Network: | Discover® Credit Cards |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Credit Card - Low Interest Card - Reward Card |
| Credit Needed: | Excellent* |
Discover More Card - Clear is designed for consumers having good credit.
An introductory APR period charges no interest on purchases and balance transfers over a long term period. Interest charged afterwards varies with lower interest rates based on credit worthiness. Balance transfer and cash advance transactions are charged a 3% transfer/cash advance fee. Cash advances are incur high interest.
Card members do not have to pay an annual fee.
The cash back program earns cash for card members while trying to encourage increased spending. Fresh card members earn 0.25% on eligible purchases. Once the card member spends more $1,500, cash earned per purchase transaction goes up to 0.50%. Total purchases in excess of $3,000 sees rebates go up to 1%. Participating in a Get More program sees that the card member earns 5% cash back bonus on purchases for the rest of the year. Rebates earned do not expire and there's no yearly limit to restrict amount of rebates earned per billing cycle. Card members can redeem rebates for a cash check made payable to the card member and only $20 in rewards is needed to start redeeming.
Card applicants choose from several card designs.
Various benefits include internet account services, travel and auto rental insurance, no fraud liability, and security protection services are some benefits card members avail of.
Online account management, one of the internet account services, enables card member access to an online statement listing card balance, expenses, charges, bills, and other transactions. Card members will find this feature useful when staying on budgeting or planning for tax purposes. It's also a faster way for victims of identity theft to identify fraudulent card activity. No liability is incurred for unauthorized card use.
For card members who purchase airline tickets and meet the qualifying requirements, they are covered by a fee free travel accident insurance program. This program insures against dismemberment with up to $500,000 in compensation available. Rental cars from eligible car rental companies are insured against damage, and theft.
Discover More Card - Clear could be the right option for consumers searching for a basic cash back card. The card provides a generous intro period that also applies to purchase transactions.
Ensure to read card terms and conditions before applying.
| Reward Type: | - Cash Back Rewards Credit Cards |
| Reward Unit: | Cash |
| Reward Unit Value: | $1.00 |
| Reward for $1 spent: | 0.01 |
| Rewards: | - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program - 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn 0.25% and other purchases that are part of your second $1,500 earn 0.50% - Purchases made at select warehouse clubs, discount stores and their affiliates earn 0.25% - Rewards are redeemable in $20 increments |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Several card designs to select from - Internet account related services - Auto rental insurance - Travel accident insurance (up to $500,000) - Discounts on products and services at participating merchants - $0 Liability fraud and security protection services |
| Comments: | *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | See T&C.* |
| APR on Purchases: | 11.99% (variable)* |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Min Finance Charge: | 0.50% |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| APR Cash Advances: | 23.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $5.00 |
| Apply Now |
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† The information provided for Discover More Card - Clear is believed to be accurate at the time of evaluation (Mar 17, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
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