Discover® Motiva(SM) Card

Discover Motiva Card is designed for individuals having good or excellent credit. Whilst applicants from both sides are accepted, those with excellent credit are most likely to gain lower interest and benefit from the intro period.

Some card members are entitled to a long term introductory APR period applied towards balance transfers. Purchase interest is reasonably low. Cash advances are subject to a 3% cash advance fee.

Card members are entitled to internet related services including an online account management feature. Card members are allowed to choose their own payment due date is set by the card member. For those members who pay on time through a 6 month period, the card account is topped up with a bonus fee. Email reminders are delivered to members' email to help reduce the likelihood of forgetting to pay up.

A cash back program allows card members earn up to 20% cash back per purchase. Though the average purchase earns 1%, card members who purchase products from ShopDiscover may receive higher cash back. Card members are not restricted to a certain number of rebates per billing cycle. There's also no expiration date on cash back earned.

Various options to redeem cash back exist. A short-list of options are cash, merchandise, gift cards, and travel credit. Card members may also apply rebates earned for discount purchasing with over 100 participating merchants and retailers.

Card members are entitled to fraud specialist services round the clock. With a complete fraud protection guarantee in place, card members receive early warnings on potential fraudulent transactions. In event such transactions take place, the card member still acquires no liability. Online purchases are made more secure with instant account numbers used to disguise the actual credit card number thus making it more difficult for identity thieves to gain total control of the card account.

The Discover Motiva Card is yet another consumer premium card helping those card members purchase items to meet their daily, monthly and yearly targets. It's a very good deal for every consumer looking to pay on time and earn cash with each purchase.
Read card agreement before applying.