Credit Card

Discover® Student Card - Key Lime Monogram

3.0

out of 5

- Personalized card (displays first initial)
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- Easy Online Account Management tools

Intro APR: 0%*
Intro Period: See T&C.
APR: 14.99% (fixed)*
Annual Fee: $0.00*
Issuer: Discover Bank Cards
Card Network: Discover® Credit Cards
Card Category: Student (Regular)
Card Type: - Low Interest Card
- Reward Card
Credit Needed: No Credit*

Discover Student Card - Key Lime Monogram is a credit card designed for students and young adults who want a personalized card and want to a plastic card on which to charge expenses. This card helps young adults build a solid history and improve credit ratings over time.

An introductory APR period takes care of purchase APR throughout a short term period. Afterwards, purchase APR remains low and highly competitive. Card members can transfer balance from a higher interest card unto this card using the balance transfer feature. Both balance transfers and cash advances incur a 3% transaction fee.

One the card rewards program, every card member earns 1% Cashback bonus per eligible purchase transaction once annual purchases exceed $3,000. Card members earn .25% initially and .50% after $1,500 in annual purchases. 5% cash back bonus is available on purchases in the Get More program. These purchases are in popular categories that change like gas, travel, restaurant, and departmental store. Rewards are redeemable in $20 increments. Reward options include cash, free merchandise from participating merchants and gift certificates. Rewards do not expire and there's no yearly limit to restrict card members from earning a desire amount of cash. Card members can redeem already earned cash for more rewards by redeeming with over 80 Cashback bonus partners.

Card members do not pay an annual fee.

Additional benefits are:

Online account management which helps card members monitor card balance and stick to a budget. Advanced fraud early warnings alerts inform card members of vulnerabilities with regards to their card account. Card members who suffer from unauthorized transactions will incur zero liability through a $0 fraud liability guarantee feature.

Email reminders help inform card members of pending and upcoming payments in order to avoid late fees.

Discover Student Card - Key Lime Monogram is a unique credit card that allows its holder express individuality through the initials displayed on the card front. It's designed for registered college or university students who are above 18 years and currently residing in the U.S. Interested persons do not require to have high credit ratings to qualify.

See applicable terms and conditions before applying.

Reward Type: - Cash Back Rewards Credit Cards

Reward Unit: Cash
Reward for $1 spent: 1.00
Rewards: - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program
- 1% on all other purchases after

Rewards are redeemable in $20 increments.
Expiration: None
Yearly Limit: None
Other Benefits: - Internet related services
- Email reminders to help you avoid fees
- $0 fraud liability guarantee
- Advanced fraud early warnings alerts

See Terms and Conditions for additional benefits
Comments: * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases
Introductory Period: See T&C.*
APR on Purchases: 14.99% (fixed)*
Annual Fee: $0.00*
Grace Period: 25 days*
Min Finance Charge: $0.50
Late Payment Fee: $39.00*
Over Limit Fee: $39.00
Balance Transfer: Yes
Transfer Fee (%): 3.00%
APR Cash Advances: 23.99%
Cash Advance Fee: 3.00%
Minimum Fee: $5.00
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† The information provided for Discover Student Card - Key Lime Monogram is believed to be accurate at the time of evaluation (Oct 12, 2009). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.




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