Credit Card
Discover® Student Card - Onyx Monogram
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro APR: | 0%* |
| Intro Period: | See T&C |
| APR: | as low as 13.99% (variable)* |
| Annual Fee: | $0.00* |
| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Student (Regular) |
| Card Type: | - Low Interest Credit Card - Reward Card |
| Credit Needed: | No Credit* |
Discover Student Card - Onyx Monogram is a credit card specially designed for students and young adults with a need to improve their credit rating and build a solid history. It's a highly competitive card with an introductory APR period for those who qualify. Card members who spend frequently will accumulate cash back bonuses for enticing rewards and merchandise.
Balance transfers and cash advances on this card incur a 3% transaction fee.
The cash bonus program awards 5% cash back on categories that change like gas, travel, restaurant, groceries. Participants in the Get More program receive 5% cash bonus on purchases throughout the year. Otherwise, card members will work their way up, earning a full 1% on all eligible purchases with $3,000 in annual purchases. Rewards are redeemable in $20 increments. There's no expiration date or yearly limit on rewards earnable provided the card remains active. As more rewards are earned, card members gain eligibility for more rewards, cash, merchandise, and gifts.
This card charges no annual fee.
Round the clock access to the card account over the internet takes care of budget conscious individuals who want to keep track of day to day expenses. Online bill payment is an internet services for card members who want to offset bills without much stress. Seeing the need for card members to avoid unnecessary fees, Discover has an email reminder feature through which card members are warned to upcoming monthly payments.
A $0 fraud liability protection guarantee helps card members avoid liability in event of Identity Theft. An Advanced fraud early warnings alert system may also help protect card members from unauthorized transactions.
A student having a credit card as the Discover Student Card - Onyx Monogram receives that special aura only a personalized card bestows. With one of the lowest rates in its class and full benefits to enjoy, every qualified student and young adult has the perfect card with which to improve credit rating and build a solid history. Card members are protected and catered for in ways not available on every student card.
Applicants have various card designs to choose from. Ensure to read applicable terms and conditions before applying.
| Reward Types: | - Cash Back Reward Cards - Gas Reward Cards |
| Reward Unit: | Cash |
| Reward for $1 spent: | 1.00 |
| Rewards: | - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program - 1% on all other purchases after your total annual purchases exceed $3,000 (Other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%) Rewards are redeemable in $20 increments. Full terms and conditions will be sent with your Card. |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Internet related services - Email reminders to help you avoid fees - $0 fraud liability guarantee - Advanced fraud early warnings alerts See Terms and Conditions for additional benefits |
| Comments: | * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | See T&C* |
| APR on Purchases: | as low as 13.99% (variable)* |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Min Finance Charge: | $0.50 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| APR Cash Advances: | 23.99% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $5.00 |
| Apply Now |
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† The information provided for Discover Student Card - Onyx Monogram is believed to be accurate at the time of evaluation (Jun 21, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
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