Credit Card Review & Application
|Card Network:||Other Networks|
|Card Category:||Consumer (Shopping)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Shopping Card
|Credit Needed:||Accepts All*|
First Freedom Platinum is a stored value card for individuals who want to enjoy discounted purchasing while improving credit over time. With credit reporting to a major credit bureau, card members can build or rebuild a solid credit rating over time. Interested persons are required to have a valid credit card or bank account before applying. There is no credit check or employment verification in place.
Successful applicants receive $7,500 in initial credit. An extra $3,500 to shop for the best brand name products, vacations, and exclusive items is available upon request. Members receive $100 in vouchers alongside their credit line. When purchasing from a partner, new members are required to make a small initial payment towards the purchase including all shipping and handling fees. This goes on until at least 4 consecutive payments are made.
Card Members do not incur a monthly maintenance or annual fee. There are no fees attached to this card. Individuals whose applications get approved can activate their accounts using an account number sent to their email or membership packet mailed a few days after signing up.
Card members who've purchased a product within the past 30 days will receive a reimbursement of the difference if a cheaper online offer providing the same product is found. Card members cannot use the card for a cash advance except through short term providers the card issuers are partnered with.
First Freedom Platinum is the perfect stored value card charging no interest rates while offering card members a comfortable line of credit with which to purchase thousands of products from reputable brand names. The only downside of having a card like this comes from its restricted spending options but then you can always find what you need on the internet. With numerous participating online stores you can purchase all you need and take advantage of various discount packages available to card members. Guaranteed approval gives you the confidence needed for a successful application. Applicants are required to be 18 years or above and have a valid credit card or US bank account.
This card is not available to residents in Alaska, Hawaii, and Wisconsin.
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||0.00% (fixed)*|
|Min Credit Line:||$100|
|Max Credit Line:||$11,000|
|Late Payment Fee:||$10.00*|
|Over Limit Fee:||$25.00|
|Additional Fees||Fee for returned checks: $20.00|
Enrollment Fee: $2.95
Monthly Maintenance Fee: $39.95
|We do not offer online application for this card at the moment.|
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† The information provided for First Freedom Platinum Card is believed to be accurate at the time of evaluation (Oct 22, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.