Credit Card Review & Application
|APR:||19.90% or 14.90% (fixed)*|
|Card Network:||Other Networks|
|Card Category:||Consumer (Shopping)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Shopping Card
|Credit Needed:||Bad Credit OK*|
The Gettington credit card makes it easier for people to make the purchases they need online without worrying about a form of payment. The card can be applied for online or via the phone and receive an instant credit response so that purchases can be placed onto the card right away. Once the card is approved, purchases can be placed up to the credit limit that has been granted.
There is no annual fee on the credit card, which allows people to spend money on the card without getting hit with additional fees. There is also no over-limit fees should a person spend more than what their credit balance is, making it a great card for anyone's wallet.
The card also features two convenient ways to pay off the balance. There is a fast option which will provide low payments and a quick payback option. Those who don't wish to carry a balance for too long can make four payments and have their full purchase paid in full. The card also has an easy option that will allow more flexibility, including low payments and the ability to spread the purchase over a period as long as 24 months, making it possible to budget payments more effectively.
The credit card features flexible APR rates based upon the option a person chooses to pay down the balance on their card. This makes it easier to fit into anyone's budget regardless of what they can afford to spend each month. A person with this card can then make the purchases they need and then choose the option that works best for their particular situation.
Online account management is another feature of the card. This includes the ability to log in and view the balance and past purchases. A person can choose to pay their bill online and receive reminders of when the bill is due so that there are never any late fees. A username and password will be created upon receiving the card so that only the cardholder can access the personal information on the account, making it very secure.
Further, the card has fraud liability protection. The card can be used online without fear of anyone getting ahold of personal information. Should fraudulent charges ever show up on the card, the cardholder would not be liable for any of the charges. A person needs to call the bank, explain the situation and the charges will be reversed. This feature provides a safe credit card to be used online without fear of paying for purchases that weren't actually made by the cardholder.
|Other Benefits:||*See Terms and Condition for other card benefits|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||19.90% or 14.90% (fixed)*|
|Grace Period:||24 days*|
|Min Finance Charge:||$0.50|
|Late Payment Fee:||N/A*|
|Over Limit Fee:||$0.00|
|Additional Fees||Returned Payment: $30.00|
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† The information provided for Gettington Credit Shopping Card is believed to be accurate at the time of evaluation (Dec 26, 2013). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.