Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Gold Delta SkyMiles Business Credit Card is designed for business owners having good credit. It's a moderate interest card charging no interest on purchases during an introductory period lasting over a mid term. Balance transfers from higher interest business cards do not incur a transfer fee, but cash advances incur a 3% cash advance fee.

Card members are entered into a fee free airline rewards program. Every new card member is rewarded with 15,000 bonus miles on a first purchase. Standard purchases earn 1 mile per $1 but those at grocery, drugs, home improvement, supermarket, and hardware stores earn double miles per $1. Expenditure related to wireless phone bills, and the U.S. Postal service also earn double miles.

Miles earned are redeemed for a seat on Delta airlines with no seat restrictions. Miles earned are also compatible with other frequent flyer programs. There's a 3 year time limit within which card members must redeem or forfeit their miles. Once card total annual spending reaches $100,000 all future purchases will earn not more than 1 mile per $1.

As part of benefits, card members earn 5% savings for purchasing a ticket directly from Delta Airlines. Card members are also made privy to discount purchasing with various retailers and merchants.

Businesses have unrestricted access to details of card spending, charges and other transactions. A year end summary of purchases is available through the online account center.

Card members can interact with other small business owners through OPEN, a small business network service. A fee free insurance program covers card members against loss and damage of rental cars. A purchase protection plan and buyer's assurance plan are also available for added protection to products purchased. Unauthorized transactions are not charged to the card account.

Card members can retrieve cash and card contained in a lost wallet or purse through an emergency cash and card replacement service.

Gold Delta SkyMiles Business Credit Card comes with various benefits and rewards. It's a special business credit card that could allow businesses requiring lots of travel to cut travel related costs. There's a slightly high annual fee and businesses will be allotted credit lines based on credit worthiness.

Please read card terms before applying.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.