Credit Card Review & Application
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Credit Card
- Prepaid Debit Card
- Tax Refund Card
|Credit Needed:||Bad Credit OK*|
The Green Dot Gold Prepaid Card is a prepaid card that gives cardholders the opportunity to control the amount of money that is being spent. The card works as a debit card but
without the opportunity for cardholders to accrue any overcharge or interest fees like a credit card.
Cardholders can deposit funds onto the card and pay for purchases without ever having to worry about overspending or paying expensive overdraft fees. The card can be loaded by a Sales Agent near your location or you can follow the reload instructions that are provided when you receive your card at the store.
The card is ideal for those cardholders who want to keep track of the money that they spend or have a card to keep around when emergencies arise. With a low monthly fee that can easily be waived through frequent use of the card each month, cardholders can enjoy the opportunity to use this prepaid card as a debit card to make any and all purchases each month.
The application for this card is quick and easy. You can apply online by providing key contact information to verify you are a United States citizen and other information to ensure that the card is being applied for by you and not by somewhere else. United States citizens must be 18 years of age in order to be eligible for this card; however, an additional card is available for $4.95.
The prepaid card is free to apply for and receive by applying online. The activation fee of $4.95 will be waived, but other fees for the card will apply. The card is temporary and a small fee of $5.95 is charged monthly to keep your account active. This monthly fee can be avoided or waived if you load at least $1,000 on your card or you make a minimum of 30 purchases using your prepaid card each month.
Cardholders also receive free ATM transactions at a variety of locations nationwide. Any ATM withdrawals made at an non-participating ATM is subject to a small $2.50 fee and is subject to in addition to any fee the institution of the ATM may apply.
This is a temporary prepaid card and is valid up to one year after the activation date. Any transactions or purchases after the expiration of the card may not be valid or processed. Cardholders will not be able to load any more money onto the card once the card has expired.
|Comments:||No purchase or obligation necessary to enter or win in the Green Dot Double Your Refund Sweepstakes. Maximum prize will not exceed $5,000, regardless of method of entry. Open to legal residents of the 50 U.S. and D.C., 18 or older. Void where prohibited. Begins 12:00 AM EST on 1/1/2011, and ends 11:59 PM EST on 5/31/2011.|
Card balance (with cash load): $2,500
Minimum Initial Load: $10, varies by retailer
Card balance (with direct deposit): $10,000
Daily cash load limit: $2,500
Daily direct deposit load limit: $10,000
Daily ATM withdrawal limit: $400
Daily bank teller cash withdrawal limit: $400
Daily spend limit (includes all outgoing transaction activities, such as purchases, ATM transactions, etc.): $2,500
|Online Account Access:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||$0.00*|
|Over Limit Fee:||$0.00|
|Additional Fees||Monthly Charge: Waived in any monthly billing cycle when you load at least $1,000 to your Card OR make 30 purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at www.mygreendot.com). Otherwise, $5.95.|
ATM Balance Inquiry - $0.00
ATM transaction fee - $2.50
ATM transaction for Student Cards - $0.99
Balance Inquiry fee - $0.00
Card Liquidation Fee - $0.00
Cash Advance Fee - $4.00
Declined Withdrawal Fee - $0.50
International ATM Fee - $3.00
Live operator - $0.00
Lost or Stolen Card Replacement Fee - $4.95
Transaction History - $0.00
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† The information provided for Green Dot Gold Prepaid Visa is believed to be accurate at the time of evaluation (Mar 5, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.