Card Review & Application

Green Dot Prepaid MasterCard

4.5

out of 5

- $0 activation online - with no credit check!
- No minimum balance
- Free Direct Deposit
- Access to over 22,000 free MoneyPass® ATMs
- *Withdrawals outside the MoneyPass® ATM network will be charged $2.50 plus any ATM owner fees



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: Other Issuers
Card Network: Mastercard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded
- Prepaid Card
- Tax Refund
Credit Needed: Bad Credit OK*

Green Dot Prepaid MasterCard offers the unique benefits of a prepaid card. Card members take advantage of the absence of interest rates, annual fees and other charges popular on credit cards. With a prepaid card it's easy to save funds for the rainy day or have enough funds for anytime an online purchase is about to be made. The purchasing power of MasterCard ensures card members have little or no limitations when it comes to spending their hard earned cash at favourite merchants and retail outlets.

Card members enjoy the luxury of receiving payment from employers through direct deposit. There are different ways to load this card including at CoinStar machines located in a local grocery store.

A $9.95 application fee is deducted from the card account after it's activated. It costs $4.95 anytime funds are loaded onto the card account. Card members incur a $4.95 monthly maintenance fee. ATM balance inquiries cost $1.50. Declined ATM withdrawals attract a $0.50 fee. ATM withdrawals outside the US incur a $3 fee while those within the US incur a $2.50 fee. Cash advances cost $4. It costs $10 to replace a lost or stolen card.

Card members receive weekly balance updates via email. Online account management provides for easy account monitoring 24hrs a day. Card members with a problem could contact customer support and speak to a live operator for $1.

With guaranteed approval you're one step away from a successful application. There is no employment verification, or credit checks to delay the application process. All you need is to surpass the identification verification process and you're good to go.

Green Dot Prepaid MasterCard is the ideal prepaid debit card for consumers who want the benefits that come with a prepaid card. No interest rates, and credit repayment to worry about gives you the comfort and prudence knowing you can control how much is spent by loading just what you need into the card account.

This card is issued by the Synovus Bank. The MasterCard brand has worldwide acceptance with merchants and ATMs in over 200 countries displaying the MasterCard logo.

We advise you read and understand the cards' terms and conditions before applying.


The review prepared by . Opinions expressed therein are solely those of the reviewer.

Comments: No purchase or obligation necessary to enter or win in the Green Dot Double Your Refund Sweepstakes. Maximum prize will not exceed $5,000, regardless of method of entry. Open to legal residents of the 50 U.S. and D.C., 18 or older. Void where prohibited. Begins 12:00 AM EST on 1/1/2011, and ends 11:59 PM EST on 5/31/2011.
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $0.00
Application Fee: $0.00
ATM Fee: $2.50
Additional Fees  
ATM Balance Inquiry - $0.00
ATM transaction fee - $2.50
ATM transaction for Student Cards - $0.99
Balance Inquiry fee - $0.00
Card Liquidation Fee - $0.00
Cash Advance Fee - $4.00
Declined Withdrawal Fee - $0.50
International ATM Fee - $3.00
Live operator - $0.00
Lost or Stolen Card Replacement Fee - $4.95
Transaction History - $0.00

We do not offer online application for this card at the moment.


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* The information provided for Green Dot® Prepaid MasterCard® is believed to be accurate at the time of evaluation (May 28, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.




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