Guaranteed Approval Cards

Featured Guaranteed Approval Card: REACH Prepaid Visa® Card
  • REACH Prepaid Visa Card
  • Rated: 3.5 out of 5
  • Intro APR: N/A*
  • Regular APR: N/A*
  • Annual Fee: N/A*

- Pay bills and shop online
- No credit check
- FREE customer service
- FREE direct deposit
- FREE online account
- FREE text and email alert

* * *

Credit alternatives have been popular for some time now, but checking alternatives are also rising in the financial industry. These products help you have control of your money even if you have limitations on your account. Read more...

Having a poor credit record does not have to be a barrier to your enjoying the convenience of using a credit card when you are paying for goods and services. With the guaranteed approval card acceptance of your application is more or less assured subject to some terms and conditions. All applicants must be at least 18 years of age, be permanent residents of the United States and have a valid Social Security number. In addition, some of the cards do require proof of regular income. There are both secured and unsecured cards available offering various benefits and rewards incentives. You can compare the cards offers conveniently and easily here before making your application online. Do remember that even with guaranteed approval cards issuers may decline any application at their own discretion.



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Guaranteed Approval Cards Listing

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Pink ACE Elite™ Visa® Prepaid Card
Pink ACE Elite Visa  Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The Pink ACE Elite Visa Prepaid Debit Card is a prepaid debit card that is designed to keep the cardholder from spending more money than what they earn or deposit onto the card. This card is an effective way to control debt by spending according to an individual’s budget rather than spending more than what they make. In addition, using the card will result in a certain portion going to Breast Cancer Awareness activities.

Info Review Benefits Fees
USA Optimum Gold Merchandise Credit Card
USA Optimum Gold Merchandise Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

USA Optimum Gold Merchandise credit card is built to serve consumers having bad or limited credit who plan to take advantage of its rebuilding features. No purchase interest is charged and usage is somewhat restricted.

Info Review Benefits Fees
Diamond Platinum Shopping Card
Diamond Platinum Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

The Diamond Platinum Shopping Card is a merchant card that gives you $7,500 in unsecured credit with guaranteed approval online. When you use it to buy top name products at discount prices, you can boost your credit rating.

Info Review Benefits Fees
VISA Gift Card - Personalised Gift Card
VISA Gift Card - Personalised Gift Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The Visa Gift Card is very simple to get and is accepted anywhere Visa credit and debit cards are accepted. Essentially, this gift card operates the same way as a prepaid debit card in that not more than the amount deposited in the account can be spent.

Info Review Benefits Fees
ACE Elite™ Visa® Prepaid Card
ACE Elite Visa Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The ACE Elite Visa Prepaid Debit Card is a prepaid card designed for those who do not want to spend more than what they earn. This is a great way to control debt by sticking to a budget but also having a card that can be used in the same way a debit or credit card can be used. It is also safer than cash.

Info Review Benefits Fees
Insight MasterCard® Prepaid Card
Insight MasterCard Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The Insight MasterCard Prepaid Card makes prepaid debit easy to use. With low rates and several other convenient benefits it is a great alternative to the rates and fees credit cards and checks.

Info Review Benefits Fees
READYdebit® Control Prepaid Visa® Card
READYdebit Control Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The READYdebit Control Credit Card allows a person to do so much more than any other credit card with its 50,000 easy outlets for direct pay drops and money control between two cards.

Info Review Benefits Fees
Merit Platinum Card
Merit Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
H&R Block Emerald Prepaid MasterCard®
H&R Block Emerald Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The H&R Block Emerald Prepaid MasterCard offers individuals the opportunity to have tax refunds paid onto a prepaid debit card, eliminating the need to pay high check cashing fees. The card also has additional benefits such as the ability to shop online and enhanced security.

Info Review Benefits Fees
Univision Prepaid MasterCard® (Español Application)
Univision Prepaid MasterCard (Español Application)
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.5 out of 5

Univision Prepaid Card is the ideal credit card for the person who has less than desirable credit but wants the advantages of a credit card. There is no credit check, no social security check, or bank account required to obtain one. Better than cash, it can be replaced if lost or stolen and can be used just like a credit card at any of the millions of places where MasterCard is accepted worldwide.

Info Review Benefits Fees
Univision Prepaid MasterCard®
Univision Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.5 out of 5

The Univision Prepaid MasterCard unlocks access to a new world of possibilities. Cardholders can pay for transactions online or in store and receive salary and other benefits with almost no hassle.

Info Review Benefits Fees
Facecard Prepaid MasterCard®
Facecard Prepaid MasterCard®
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The Facecard MasterCard is a prepaid debit card for everyone irrespective of credit. It gives you the peace of mind spending your own money could bring while charging low fees on those transactions that matter.

Info Review Benefits Fees
Obopay Family Prepaid MasterCard®
Obopay Family Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Obopay Family prepaid debit card is a special card allowing for parents to easily control spending and monitor expenses using a mobile phone or the secure web site.

Info Review Benefits Fees
MiCash® Prepaid MasterCard®
MiCash Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The MiCash Prepaid MasterCard offers the same protection, security, and convenience you recognize from the Master Card symbol in a prepaid service. You can avoid the fees, interest rates, and sometimes confusing or frustrating structures of credit card packages and simply enjoy using plastic to pay for everyday things like bills, groceries, and travel and entertainment.

Info Review Benefits Fees
Facecard Prepaid MasterCard® for College Students
Facecard Prepaid MasterCard for College Students
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

A Facecard Prepaid MasterCard is an easy and safe way for college students to manage their money. It is reloadable and can be used anywhere a debit MasterCard is accepted including ATM's. You must be at least 13 to get one.

Info Review Benefits Fees
YAP™ MasterCard Prepaid Card
YAP MasterCard Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: 1 month*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The YAP MasterCard Prepaid Card is a card designed to allow you to make direct deposits and pay for purchases using your YAP card. You can easily pay for purchases and transfer money with your cell phone.

Info Review Benefits Fees
American Express e-Gift Card
American Express e-Gift Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

An electronic gift card from American Express is a convenient and simple way to give someone money for a special occasion. It's easy to get and easy to use at any online retailer that accepts American Express.

Info Review Benefits Fees
NetSpend® MasterCard® Prepaid Debit Card
NetSpend MasterCard Prepaid Debit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The NetSpend MasterCard Prepaid Debit Card is a solid investment as well as an easier way of life because it lets you easily deposit your paycheck and go shopping without worrying about piling up money on your credit card or by dividing half of your shopping between a credit and debit card.

Info Review Benefits Fees
Prestige Plus Platinum Shopping Card
Prestige Plus Platinum Shopping Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.5 out of 5

Prestige Plus Platinum Shopping Card gives you the convenience of using a credit card for making purchases without the hassle of credit checks or interest charges. It's a card you can use like cash.

Info Review Benefits Fees



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