Houston Texans Extra Points Credit Card

Many credit cards offer a rewards program but the rewards offered by this card in particular may be unbeatable. Of course, you will only think so if you are a football fan and you live in North America. With this card you will be able to earn points with every purchase, points that you can redeem later for a wide variety of exclusive NFL-related rewards as well as traditional credit card rewards.

First, let's take a look at the point-earning structure. Fortunately, with this card, it is very simple. You will earn two points on the dollar when you use your card at NFLShop.com, your favorite team's pro shop, or in the stadium. You will also earn a single point on the dollar on all other purchases. Finally, you will also earn up to 10,000 bonus points with your first qualifying purchase. This may be one of the simplest rewards programs out there. It is definitely the best rewards program for football fans, though, because you earn the most points when you buy things you really love and you'll be able to redeem those points for exclusive NFL rewards you will not find anywhere else.

Now, then, let's take a look at NFL rewards redemption. You can redeem your points towards personal experiences like a VIP Stadium tour, a tour of NFL Films and League offices. You could also get up close and personal with pre-game sideline access or post-game press conference access. You can also redeem your points for seats at a game from pre-season through the Super Bowl. Still yet, you can also redeem your points for officially licensed NFL merchandise and gear. Choose from a player autographed mini helmet, team jerseys, a player name and number tee shirt or redeem your points towards an NFLShop.com gift card to use later.

This credit card also lets you earn and redeem your points towards a variety of some of the more common and traditional credit card rewards. This might, perhaps, make this card more versatile than most others on the market today. Redeem your points towards statement credits that you can use later as airfare vouchers, rental car vouchers, cruise package vouchers, or hotel reservation vouchers.

When you carry this card you will not only enjoy some of these impressive rewards but you will also be able to save some money in very simple ways. This includes credit card features with which you may already be familiar as well as some that are well-known but not quite as common. This card has no annual fee, first of all, saving you money immediately. An introductory interest rate as low as 0% on balance transfers and standard purchases, though, continues your savings through the first year. A competitive standard variable rate continues the savings while a 20% discount at NFLShop.com helps you get more of the things you love.

In addition to all of this you will still get the premium features of a Visa Signature credit card. These features provide some of the most convenient comprehensive card benefits around. Indeed, you could save money, time, and hassle just for using this card with every day transactions. For example, you will appreciate access to options that protect your best consumer interests which include: Purchase Security, Warranty Manager, Zero Liability, Emergency Card Replacement and Cash Disbursement, and Visa Concierge which provides you with personal assistance 24-hours a day, 7-days a week.

Use your card to make your travel arrangements and you will also get some impressive travel benefits too. This includes Travel Accident Insurance that provides you with an additional accidental death and dismemberment insurance policy. It also includes Lost Luggage Reimbursement that helps you replace items in lost or delayed luggage. Finally, you will also enjoy an Auto Rental Collision Damage Waiver that provides you with an optional collision and theft auto rental insurance policy while you travel (when you pay the rental charge in full on your card).

The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.