Instant Decision Credit Cards
- Featured Instant Decision Credit Card: Discover it® Credit Card
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- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible... Choose your own due date and pay up to midnight ET online or by phone
- Human... talk to a real person any time with 100% U.S.-based service
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions* * *
The Discover It credit card provides flexibility to cardholders. With a simple application and cash back with every purchase, it entitles many people to a card with rewards. There are many perks to having the card - including a low APR, no annual fee and the ability to name the payment due date. Read more...
The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.
Instant Decision Credit Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Continental Finance Matrix Discover® credit card (UnSecured) | ||||
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4.5 out of 5 | Applying for a credit card without the best credit history isn't a problem. The Matrix Unsecured Card makes it possible to get a credit card to fit a person's financial situation. The 'unsecured' aspect means there is no security deposit required. There are also many card features to take advantage of. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| 1-2-3 REWARDS® Visa® Credit Card | ||||
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4.0 out of 5 | This no annual fee credit card features the ability to earn points with every purchase. When the card is used at participating stores, it's possible to earn 2 or 3 point per dollar spent as well. Additional features include zero fraud liability and online account management. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Fingerhut Credit Account | ||||
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4.5 out of 5 | The Fingerhut Credit shopping card is reasonably easy to obtain and provides simple cardholder benefits. It is only accepted by Fingerhut for the purchase of their merchandise and is available to only U.S. residents. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Barclaycard Arrival World MasterCard® - No Annual Fee Card | ||||
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5.0 out of 5 | The Barclaycard Arrival World MasterCard is a no-annual-fee travel credit card that presents its cardholders with a number of benefits, some of which are unique and others that give them an edge over their competitors from earning double miles to getting miles back when redeeming miles from travel, the card is unique. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Continental Finance Matrix Discover® credit card (Secured) | ||||
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4.0 out of 5 | The Matrix Secured Card is a way for people with poor credit to get a credit product. This is not a prepaid card. By paying a security deposit, one can get a credit line to use anywhere that Discover is used. Features of the card include online account management and 24/7 customer service. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| US Bank FlexPerks Cash Rewards Visa® | ||||
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5.0 out of 5 | The US Bank FlexPerks Business Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| US Bank FlexPerks Business Travel Rewards Visa® Card - 17,500 Bonus FlexPoints | ||||
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4.5 out of 5 | The US Bank FlexPerks Business Travel Rewards Visa is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Discover it® Credit Card - 18 months intro | ||||
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5.0 out of 5 | The Discover It credit card provides users with an array of benefits. Not only are they able to make purchases with over 8 million merchants, they are also given a generous intro period with no APR. This keeps expenses down and perks up, all while earning cash back with every purchase. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| PayPal™ Prepaid MasterCard® | ||||
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4.5 out of 5 | The PayPal Prepaid MasterCard is a simple card to apply for. It's linked to a PayPal account, adding many features and functionality. The card can be used virtually anywhere and there are a number of ways to load funds on the card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Barclaycard Arrival World MasterCard® | ||||
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4.5 out of 5 | The Barclaycard Arrival World MasterCard is a credit card that is designed for the traveler. It first starts with bonus miles and concludes with the ability to receive 10 percent miles back when miles are redeemed. Cardholders can also redeem miles for gift cards, merchandise, statement credits, and more. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| US Bank FlexPerks® Travel Rewards Visa Signature® Card - 17,500 Bonus FlexPoints | ||||
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4.5 out of 5 | The US Bank FlexPerks Travel Rewards Visa makes it possible to earn points easily. All the points can be used for travel - free airfare, hotels, rental cars and much more. Additional features of being a cardholder include discounts with National Car Rental and other travel partners. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| USAA Cash Rewards™ American Express® Card | ||||
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4.0 out of 5 | Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Barclaycard® Rewards MasterCard® (Excellent Credit) | ||||
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5.0 out of 5 | If you have excellent credit, you could take advantage of the premium benefits offered by some of the best credit cards on the market today. With this card, for example, you could quickly and easily earn rewards while avoiding fees and other restrictions. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| PASS Card from American Express℠ | ||||
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5.0 out of 5 | The PASS Card from American Express is a reloadable prepaid card for parents to give teens. The money can be loaded in many ways and the account can be tracked online. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Lufthansa Premier Miles & More World MasterCard® | ||||
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4.5 out of 5 | Lufthansa offers the Premier Miles & More World MasterCard. This gives cardholders access to free miles with every purchase made on the card. Additionally, cardholders can enjoy a low intro APR, a low annual fee and other perks for having a MasterCard in their wallet. The online application can be completed in minutes. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| US Airways Premier World MasterCard® | ||||
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4.5 out of 5 | The US Airways Premier World MasterCard is packed with features. With a low annual fee on the card, cardholders can earn miles with every purchase. There are also bonus miles available and companion tickets available affordably. Other perks included come from holding a MasterCard, including online accounting tools and 24/7 customer service. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Cerulean Discover® credit card | ||||
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4.0 out of 5 | The Cerulean Discover Credit Card provides the ease of shopping anywhere that Discover is accepted. Various features are included on the card including online account tools and zero fraud protection. Additionally, no credit is no problem when applying for the card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| NFL Extra Points Credit Card | ||||
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4.0 out of 5 | The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Barclaycard® Rewards MasterCard® (Average Credit) | ||||
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3.5 out of 5 | Many credit cards offer comprehensive and flexible benefits. This one is no different, but it also has competitive rates and a low annual fee, two characteristics that are not always easy to find unless you have excellent credit. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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