Instant Decision Credit Cards

Featured Instant Decision Credit Card: primor® Secured Visa® Gold Card
  • primor Secured Visa Gold Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 9.99%*
  • Annual Fee: $49*

- Gold Card benefits
- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
*See application for additional details

* * *

In recent years, we've learned that cash isnt always king, especially in our new technologically driven society. The primor Secured Visa Gold credit card is the first choice for many Americans who are seeking safety, convenience and financial options. Read more...

The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.



Instant Decision Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
First Access Visa® credit card
First Access Visa credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 29.99%*
  • Annual Fee: See Terms*
3.5 out of 5

First Access credit card features full VISA card benefits, accepts all applications, reports credit and provides decision in 60 seconds. Apply online now!

Info Review Benefits Fees
Surge MasterCard® credit card
Surge MasterCard credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.7 out of 5

The latest Surge financial product is designed for those looking for an alternative credit card product that offers a path to a strong credit rating and faster approval process.

Info Review Benefits Fees
Fingerhut Credit Account
Fingerhut Credit Account
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.4 out of 5

The Fingerhut Credit shopping card is reasonably easy to obtain and provides simple cardholder benefits. It is only accepted by Fingerhut for the purchase of their merchandise and is available to only U.S. residents.

Info Review Benefits Fees
FlexShopper Shopping Credit Card
FlexShopper Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

FlexShopper shopping card offers high credit with no hidden fees or long term commitment. Application is instant and online.

Info Review Benefits Fees
primor® Secured MasterCard® Gold Card
primor Secured MasterCard Gold Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $49*
3.8 out of 5

The American financial sector is designed to meet the needs of consumers and many of those needs are met with credit cards. The primor secured MasterCard Gold credit card provides an affordable way for consumers to make the most of their buying power.

Info Review Benefits Fees
Milestone Gold MasterCard® (Poor Credit)
Milestone Gold MasterCard (Poor Credit)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 23.90%*
  • Annual Fee: $0 - $99*
4.0 out of 5

In the financial space, the number of credit card offers grow each year. How do you know which one best suits your needs? The Milestone Gold MasterCard (Poor Credit) card allows you to prequalify without it affecting your credit score.

Info Review Benefits Fees
Milestone Gold MasterCard® credit card
Milestone Gold MasterCard credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 23.90%*
  • Annual Fee: $0 - $99*
4.0 out of 5

Imagine knowing whether you're approved for a credit card and what the credit terms without it affecting your credit scores. That's what Milestone offers with its Gold MasterCard.

Info Review Benefits Fees
Total VISA® Credit Card
Total VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 29.99%*
  • Annual Fee: See Terms*
3.5 out of 5

The Total Visa® card is a credit card for people with "less than perfect" credit. With Instant Online Decisions, you may be approved in minutes

Info Review Benefits Fees
USAA Rewards Visa® Platinum Credit Card
USAA Rewards Visa Platinum Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months on BT*
  • APR: as low as 10.15% (V)*
  • Annual Fee: $0*
4.5 out of 5

The USAA Rewards Visa allows cardholders to choose the benefit right for them. This includes merchandise, cash, gift cards and more, all with now blackout date. To apply for the card, individuals must be a veteran or currently serving in the US military.

Info Review Benefits Fees
USAA Secured Card® American Express®
USAA Secured Card American Express
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 10.15% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum American Express Card gives secured cardholders some of the same privileges that unsecured cardholders have. However, the secured card gives cardholders the ability to save money, gain interest on that money, and give themselves a stronger financial future.

Info Review Benefits Fees
USAA Secured Card® Platinum Visa® credit card
USAA Secured Card Platinum Visa credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 10.15% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum Visa Card is designed for those applicants who are looking for secured card with high credit lines, Platinum Visa benefits and instant online decision.

Info Review Benefits Fees
USAA Military Affiliate credit card
USAA Military Affiliate credit card
  • Intro APR: 0%
  • Intro APR Period: 12 months on BT*
  • APR: as low as 11.15% (V)*
  • Annual Fee: $0*
4.9 out of 5

The USAA Military Affiliate card is a credit card that comes with American Express or MasterCard benefits and is designed for those affiliate with Military. The benefits include no annual fee, bonus points and 12 month intro on BT.

Info Review Benefits Fees
Indigo® Platinum MasterCard® credit card
Indigo Platinum MasterCard credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 23.90%*
  • Annual Fee: $0 - $35*
4.0 out of 5

The the Indigo Platinum MasterCard credit card from Genesis Bankcard Services features premium mastercard benefits, online approval and easy application.

Info Review Benefits Fees
LUXE Signature Shopping Credit Card
LUXE Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Luxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
The National Autism Awareness Prepaid MasterCard®
The National Autism Awareness Prepaid MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
4.0 out of 5

Few prepaid cards can offer what the National Autism Awareness Prepaid MasterCard brings to table. With fast approvals, the absence of any late charges or overdrafts and a simple fee plan, this Visa financial product offers many benefits for those looking for a better way of budgeting, spending and saving.

Info Review Benefits Fees
USAA Classic Platinum Visa® Credit Card
USAA Classic Platinum Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: from 24.15% to 18.50% (V)*
  • Annual Fee: $35*
4.0 out of 5

The USAA issued Classic Platinum Visa Card allows cardholders to improve their credit by making consistent, on-time payments while taking advantage of full VISA card benefits and Platinum card features.

Info Review Benefits Fees
USAA Classic American Express® Credit Card
USAA Classic American Express Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: from 24.15% to 18.50% (V)*
  • Annual Fee: $35*
4.0 out of 5

The USAA issued Classic American Express credit Card offers tools for new applicants to strengthen their credit while taking advantage of American Express card benefits.

Info Review Benefits Fees
USAA Cash Rewards® American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: See Terms
  • Intro APR Period: See Terms*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees
USAA Rate Advantage Platinum Visa® Credit Card
USAA Rate Advantage Platinum Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 7.15% (V)*
  • Annual Fee: N/A*
4.7 out of 5

Issued by USAA Bank the USAA Rate Advantage Visa card is designed for cardholders who are looking for very low interest rates, additional savings when traveling and making large purchases and Platinum card with online approval.

Info Review Benefits Fees



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