Instant Decision Credit Cards

Featured Instant Decision Credit Card: Discover it® Credit Card
  • Discover it Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: 0%*
  • Regular APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*

- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
- Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
*Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

* * *

The Discover It credit card provides flexibility to cardholders. With a simple application and cash back with every purchase, it entitles many people to a card with rewards. There are many perks to having the card - including a low APR, no annual fee and the ability to name the payment due date. Read more...

The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.



Instant Decision Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
The Frontier Airlines World MasterCard®
The Frontier Airlines World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 24.99% or 15.99% (V)*
  • Annual Fee: $69*
4.5 out of 5

The Frontier Airlines World MasterCard combines the features of a MasterCard with the ability to save money on flights. Frequent flyers will enjoy earning Frontier Airlines miles with every purchase made. Miles can be earned even faster when using the card on Frontier Airlines. Additional benefits depend on the card itself - with an annual fee or without one.

Info Review Benefits Fees
US Bank Visa® Platinum Card
US Bank Visa Platinum Card
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 9.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The US Bank Visa Platinum Card offers cardholders a lot of buying power. The card can be used anytime, anywhere all over the globe. Additional features of the card include online account access and the ability to pay bills online. Other features are provided all year long with no annual fee.

Info Review Benefits Fees
Barclaycard Arrival World MasterCard® - Earn 1x on All Purchases
Barclaycard Arrival World MasterCard - Earn 1x on All Purchases
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 14.99% or 18.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Barclaycard Arrival World MasterCard is a no-annual-fee travel credit card that presents its cardholders with a number of benefits, some of which are unique and others that give them an edge over their competitors from earning double miles to getting miles back when redeeming miles from travel, the card is unique.

Info Review Benefits Fees
LUXE Signature Shopping Credit Card
LUXE Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Luxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
Upromise World MasterCard® Credit Card
Upromise World MasterCard Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 20.99% or 12.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Upromise World MasterCard is unique in that it offers cash back percentages at different levels based on the transaction type with the opportunity to double rewards. This card has no annual fee and gives cardholders the opportunity to save their money or spend it as they please.

Info Review Benefits Fees
US Airways Premier World MasterCard®
US Airways Premier World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 24.99% or 15.99% (V)*
  • Annual Fee: $89*
4.5 out of 5

The US Airways Premier World MasterCard is packed with features. With a low annual fee on the card, cardholders can earn miles with every purchase. There are also bonus miles available and companion tickets available affordably. Other perks included come from holding a MasterCard, including online accounting tools and 24/7 customer service.

Info Review Benefits Fees
US Bank FlexPerks Cash Rewards Visa®
US Bank FlexPerks Cash Rewards Visa
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The US Bank FlexPerks Business Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account.

Info Review Benefits Fees
US Bank FlexPerks Business Travel Rewards Visa® Card
US Bank FlexPerks Business Travel Rewards Visa Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Business Travel Rewards Visa is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards.

Info Review Benefits Fees
Discover it® for Students with $20 Cashback Bonus
Discover it for Students with $20 Cashback Bonus
  • Intro APR: See Terms
  • Intro APR Period: See terms*
  • APR: 12.99% - 21.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Discover it for Students credit card is a unique credit card designed only for college students, allowing students to have a positive experience with credit through low fees, easy account management, few fees to worry about, and opportunities to save money.

Info Review Benefits Fees
Ace Rewards® Visa Credit Card
Ace Rewards Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% - 22.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The Ace Rewards Visa card is a card that offers cardholders a number of savings opportunities. The first line of savings is through the Ace Loyalty Rewards Program where use of the card can earn rewards points that can be redeemed through Ace Hardware stores. In addition to reasonable rates and standard fees, cardholders can save.

Info Review Benefits Fees
Premier Miles & More® World MasterCard®
Premier Miles & More World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 24.99% or 15.99% (V)*
  • Annual Fee: $79*
4.5 out of 5

Lufthansa offers the Premier Miles & More World MasterCard. This gives cardholders access to free miles with every purchase made on the card. Additionally, cardholders can enjoy a low intro APR, a low annual fee and other perks for having a MasterCard in their wallet. The online application can be completed in minutes.

Info Review Benefits Fees
The National Autism Awareness Prepaid Visa® Card
The National Autism Awareness Prepaid Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

Bancorp Bank issued, the National Autism Awareness Prepaid Visa is designed for those charity oriented individuals who seek full VISA benefits card with no credit check.

Info Review Benefits Fees
Discover it® Credit Card - 18 months intro
Discover it Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months*
  • APR: 10.99% - 22.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Discover It credit card provides users with an array of benefits. Not only are they able to make purchases with over 8 million merchants, they are also given a generous intro period with no APR. This keeps expenses down and perks up, all while earning cash back with every purchase.

Info Review Benefits Fees
PayPal™ Prepaid MasterCard®
PayPal Prepaid MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The PayPal Prepaid MasterCard is a simple card to apply for. It's linked to a PayPal account, adding many features and functionality. The card can be used virtually anywhere and there are a number of ways to load funds on the card.

Info Review Benefits Fees
Barclaycard Arrival World MasterCard® - Earn 2x on All Purchases
Barclaycard Arrival World MasterCard - Earn 2x on All Purchases
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 14.99% or 18.99% (V)*
  • Annual Fee: $89 - Waived first year*
4.5 out of 5

The Barclaycard Arrival World MasterCard is a credit card that is designed for the traveler. It first starts with bonus miles and concludes with the ability to receive 10 percent miles back when miles are redeemed. Cardholders can also redeem miles for gift cards, merchandise, statement credits, and more.

Info Review Benefits Fees
USAA Cash Rewards™ American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees
Williams-Sonoma Visa® Signature Card
Williams-Sonoma Visa Signature Card
  • Intro APR: 0%
  • Intro APR Period: 6 months*
  • APR: 13.74%, 17.74% or 21.74% (V)*
  • Annual Fee: $0*
5.0 out of 5

The Williams-Sonoma Visa Signature Card provides an easy way for cardholders to earn free gift cards. The gift cards can be used by the cardholder or given to friends and family. The more the card is used, the more reward points are earned. Additional features include 10% off coupons, free shopping culinary experiences and more.

Info Review Benefits Fees
NFL Extra Points Credit Card
NFL Extra Points Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 14.99% to 22.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits.

Info Review Benefits Fees
USAA Rewards™ American Express® Card
USAA Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

USAA is one of the most popular and consistently well-regarded financial services company in the United States. The USAA Rewards American Express card is a fine example of the quality products they provide.

Info Review Benefits Fees



Home | RSS Feeds | Terms | Sitemap | Contacts Copyright © 2014 - CreditCardsCo™ - All rights reserved.