Instant Decision Credit Cards

Featured Instant Decision Credit Card: primor® Secured Visa® Gold Card
  • primor Secured Visa Gold Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 9.99%*
  • Annual Fee: $49*

- Gold Card benefits
- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
*See application for additional details

* * *

In recent years, we've learned that cash isnt always king, especially in our new technologically driven society. The primor Secured Visa Gold credit card is the first choice for many Americans who are seeking safety, convenience and financial options. Read more...

The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.



Instant Decision Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Surge MasterCard® credit card
Surge MasterCard credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 29.99%*
  • Annual Fee: See Terms*
3.7 out of 5

The Surge MasterCard credit card issued by Celtic Bank offers high credit lines for poor credit applicants and monthly credit reporting.

Info Review Benefits Fees
Fingerhut Credit Account
Fingerhut Credit Account
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.4 out of 5

The Fingerhut Credit shopping card is reasonably easy to obtain and provides simple cardholder benefits. It is only accepted by Fingerhut for the purchase of their merchandise and is available to only U.S. residents.

Info Review Benefits Fees
Credit One Bank® - Earn More Credit Fast
Credit One Bank - Earn More Credit Fast
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.90% - 23.90% (V)*
  • Annual Fee: $35-$99*
4.0 out of 5

Credit One Bank Earn More Credit Fast (Fair Credit) Visa card from Credit One comes equipped with free monthly credit reporting, cash back on gas and Platinum Visa card features for applicants with Fair credit.

Info Review Benefits Fees
primor® Secured MasterCard® Gold Card
primor Secured MasterCard Gold Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $49*
3.8 out of 5

The Gold secured MasterCard primor credit card features high credit line, no application, credit reporting and instant online approval for all credit applicants

Info Review Benefits Fees
LUXE Signature Shopping Credit Card
LUXE Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Luxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
Milestone Gold MasterCard® (Poor Credit)
Milestone Gold MasterCard (Poor Credit)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 23.90%*
  • Annual Fee: $35-$99*
4.0 out of 5

Milestone Gold MasterCard card is designed for Poor credit applicants looking for Gold card with credit limit starting from $300.

Info Review Benefits Fees
Credit One Bank® - Earn More Credit Fast
Credit One Bank - Earn More Credit Fast
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.90% - 23.90% (V)*
  • Annual Fee: $35-$99*
4.0 out of 5

Credit One Bank Earn More Credit Fast (Good Credit) Visa from Credit One comes with cash back on gas, free credit reporting and Platinum card features for applicants with Good credit.

Info Review Benefits Fees
Milestone Gold MasterCard® credit card
Milestone Gold MasterCard credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 23.90%*
  • Annual Fee: $35-$99*
4.0 out of 5

Milestone Gold MasterCard depending on your credit worthiness offers Gold Card benefits and instant credit for applicants.

Info Review Benefits Fees
Credit One Bank® Platinum Card
Credit One Bank Platinum Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.90% - 23.90% (V)*
  • Annual Fee: $35-$99*
4.0 out of 5

Credit One Bank Visa Platinum (Good Credit) from Credit One comes with cash back rewards, free credit score tracking and Premium Visa card benefits for applicants with Good credit.

Info Review Benefits Fees
Total VISA® Credit Card
Total VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 29.99%*
  • Annual Fee: See Terms*
3.5 out of 5

The Total Visa® card is a credit card for people with "less than perfect" credit. With Instant Online Decisions, you may be approved in minutes

Info Review Benefits Fees
FlexShopper Shopping Credit Card
FlexShopper Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

FlexShopper shopping card offers high credit with no hidden fees or long term commitment. Application is instant and online.

Info Review Benefits Fees
USAA Secured Card® American Express®
USAA Secured Card American Express
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.90% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum American Express Card gives secured cardholders some of the same privileges that unsecured cardholders have. However, the secured card gives cardholders the ability to save money, gain interest on that money, and give themselves a stronger financial future.

Info Review Benefits Fees
USAA Secured Card® Platinum Visa® credit card
USAA Secured Card Platinum Visa credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.90% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum Visa Card is designed for those applicants who are looking for secured card with high credit lines, Platinum Visa benefits and instant online decision.

Info Review Benefits Fees
USAA Secured Card® Platinum MasterCard®
USAA Secured Card Platinum MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.90% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum MasterCard Secured Card is accepted anywhere MasterCard is accepted. It is tied to a CD that serves as a vehicle for the secured deposit and this allows cardholders to save for their future in addition to the many benefits that the card offers.

Info Review Benefits Fees
USAA Military Affiliate credit card
USAA Military Affiliate credit card
  • Intro APR: 0%
  • Intro APR Period: 12 months on BT*
  • APR: as low as 10.90% (V)*
  • Annual Fee: $0*
4.9 out of 5

The USAA Military Affiliate card is a credit card that comes with American Express or MasterCard benefits and is designed for those affiliate with Military. The benefits include no annual fee, bonus points and 12 month intro on BT.

Info Review Benefits Fees
The National Autism Awareness Prepaid MasterCard®
The National Autism Awareness Prepaid MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
4.0 out of 5

Few prepaid cards can offer what the National Autism Awareness Prepaid MasterCard brings to table. With fast approvals, the absence of any late charges or overdrafts and a simple fee plan, this Visa financial product offers many benefits for those looking for a better way of budgeting, spending and saving.

Info Review Benefits Fees
USAA Classic Platinum Visa® Credit Card
USAA Classic Platinum Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: from 23.90% to 17.90% (V)*
  • Annual Fee: $35*
4.0 out of 5

The USAA issued Classic Platinum Visa Card allows cardholders to improve their credit by making consistent, on-time payments while taking advantage of full VISA card benefits and Platinum card features.

Info Review Benefits Fees
USAA Classic American Express® Credit Card
USAA Classic American Express Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: from 17.9% to 23.90% (V)*
  • Annual Fee: $35*
4.0 out of 5

The USAA issued Classic American Express credit Card offers tools for new applicants to strengthen their credit while taking advantage of American Express card benefits.

Info Review Benefits Fees
USAA Cash Rewards® American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: See Terms
  • Intro APR Period: See Terms*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees



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