Instant Decision Credit Cards

Featured Instant Decision Credit Card: primor® Secured Visa® Gold Card
  • primor Secured Visa Gold Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 9.99%*
  • Annual Fee: $49*

- Gold Card benefits
- Fast, easy application process
- No Processing or Application Fees!
- Low fixed Interest Rates with no Penalty Rate!
- Reports to All Three National Credit Bureaus
- Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
*See application for additional details

* * *

In recent years, we've learned that cash isnt always king, especially in our new technologically driven society. The primor Secured Visa Gold credit card is the first choice for many Americans who are seeking safety, convenience and financial options. Read more...

The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.



Instant Decision Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Fingerhut Credit Account
Fingerhut Credit Account
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: N/A*
4.4 out of 5

The Fingerhut Credit shopping card is reasonably easy to obtain and provides simple cardholder benefits. It is only accepted by Fingerhut for the purchase of their merchandise and is available to only U.S. residents.

Info Review Benefits Fees
US Bank Visa® Platinum Card
US Bank Visa Platinum Card
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: 9.99% - 23.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The US Bank Visa Platinum Card offers cardholders a lot of buying power. The card can be used anytime, anywhere all over the globe. Additional features of the card include online account access and the ability to pay bills online. Other features are provided all year long with no annual fee.

Info Review Benefits Fees
The Hawaiian Airlines® World Elite MasterCard®
The Hawaiian Airlines World Elite MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 15.99% or 24.99% (V)*
  • Annual Fee: $89*
4.0 out of 5

The Hawaiian Airlines World Elite MasterCard allows cardholders to earn many miles, enjoy special perks, and travel for less money. If you love traveling to or from Hawaii, this card offers a number of unique opportunities that will help you save money and even increase the frequency in which you travel to your favorite place.

Info Review Benefits Fees
LUXE Signature Shopping Credit Card
LUXE Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Luxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
US Bank Business Edge™ Cash Rewards Card
US Bank Business Edge Cash Rewards Card
  • Intro APR: 0%
  • Intro APR Period: 9 months*
  • APR: 11.99% - 17.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The US Bank Business Edge Cash Rewards Visa makes it possible to earn cash with every purchase. Depending on the category that is being purchased, the cash rewards are either 1% or 3% of the total purchase. Rewards never expire and there are multiple ways to get the reward on the account.

Info Review Benefits Fees
US Bank FlexPerks® Business Edge™ Travel Rewards Card
US Bank FlexPerks Business Edge Travel Rewards Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% - 23.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The US Bank FlexPerks Business Edge Travel Rewards Card is all about travel rewards for the business. Points are earned for every dollar, with the chance to earn double and triple points in selected categories. It's also possible to pool points for better rewards.

Info Review Benefits Fees
Travelocity® Rewards American Express® Card
Travelocity Rewards American Express Card
  • Intro APR: See Terms
  • Intro APR Period: -100*
  • APR: 14.99%, 21.99% or 24.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Travelocity Rewards American Express Card gives the cardholder flexibility. It is a card that works well for those who like to travel and those who simply like to shop. With no annual fee, reasonable transaction fees, and the ability to earn points, how much it saves depends on how you use it.

Info Review Benefits Fees
USAA Secured Platinum American Express® Card
USAA Secured Platinum American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.90% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum American Express Card gives secured cardholders some of the same privileges that unsecured cardholders have. However, the secured card gives cardholders the ability to save money, gain interest on that money, and give themselves a stronger financial future.

Info Review Benefits Fees
USAA Secured Platinum MasterCard® Card
USAA Secured Platinum MasterCard Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.90% (V)*
  • Annual Fee: $35*
4.5 out of 5

The USAA Secured Platinum MasterCard Secured Card is accepted anywhere MasterCard is accepted. It is tied to a CD that serves as a vehicle for the secured deposit and this allows cardholders to save for their future in addition to the many benefits that the card offers.

Info Review Benefits Fees
US Bank Business Edge™ Platinum Card
US Bank Business Edge Platinum Card
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 9.99% - 17.99% (V)*
  • Annual Fee: $0 with one purchase per year*
4.0 out of 5

The U.S. Bank Business Platinum Visa keeps things simple for business cardholders looking for a non-rewards card to help them manage their business spending. With valuable tools, savings on business purchases, and much more, cardholders have a card that takes care of them and their employees.

Info Review Benefits Fees
Wyndham Rewards® Visa Signature® Card
Wyndham Rewards Visa Signature Card
  • Intro APR: See Terms
  • Intro APR Period: -100*
  • APR: 15.24% or 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The Wyndham Rewards Visa Signature Card is a credit card that is focused on helping cardholders earn points without an annual fee and without high costs. These points can then be used for free nights at Wyndham hotels.

Info Review Benefits Fees
USAA Cash Rewards™ American Express® Card
USAA Cash Rewards American Express Card
  • Intro APR: See Terms
  • Intro APR Period: -100*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Earning cash rebates is easier than ever before when you carry this card. Of course, you will also enjoy many other benefits from USAA and American Express, two of the most respected financial services companies in America.

Info Review Benefits Fees
NFL Extra Points Credit Card
NFL Extra Points Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See Terms*
  • APR: 14.99%, 19.99% or 24.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

The NFL Extra Points Credit Card provides football fans with a way to have more buying power and more spending power. The card can be used anywhere that Visa is accepted - and points are earned with every dollar spent. Rewards are comprehensive, including the ability to use them for game tickets, field passes, gift cards or even statement credits.

Info Review Benefits Fees
USAA Rewards™ American Express® Card
USAA Rewards American Express Card
  • Intro APR: See Terms
  • Intro APR Period: -100*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

USAA is one of the most popular and consistently well-regarded financial services company in the United States. The USAA Rewards American Express card is a fine example of the quality products they provide.

Info Review Benefits Fees
USAA Rewards™ World MasterCard
USAA Rewards World MasterCard
  • Intro APR: 0%
  • Intro APR Period: 12 months on BT*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.5 out of 5

When you carry this credit card you will get the convenience global purchasing power of a World MasterCard as well as the award-winning customer service of one of the best financial services offered by USAA.

Info Review Benefits Fees
USAA Cash Rewards Platinum Visa® Credit Card
USAA Cash Rewards Platinum Visa Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months on BT*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

The USAA Cash Rewards Visa is a simple card to apply for. The benefits include earning cash back for every purchase that is made. Additionally, card features include online account tools, no annual fees as well as flexibility in making payments.

Info Review Benefits Fees
USAA Active Military World MasterCard®
USAA Active Military World MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

The USAA Active Military MasterCard is a simple card to apply for. Cardholders choose whether they want rewards or a cash rebate. There is no limit to the amount of points or rebates that can be earned. For those being deployed, there are also other benefits of the card.

Info Review Benefits Fees
USAA Cash Rewards™ World MasterCard
USAA Cash Rewards World MasterCard
  • Intro APR: See Terms
  • Intro APR Period: -100*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.0 out of 5

Cash rewards are easy to earn with credit card like this one. Other simple benefits and convenient services make this card one to watch for in today's competitive financial services industry.

Info Review Benefits Fees
USAA Rewards Visa® Platinum Credit Card
USAA Rewards Visa Platinum Credit Card
  • Intro APR: 0%
  • Intro APR Period: 12 months on BT*
  • APR: as low as 9.90% (V)*
  • Annual Fee: $0*
4.5 out of 5

The USAA Rewards Visa allows cardholders to choose the benefit right for them. This includes merchandise, cash, gift cards and more, all with now blackout date. To apply for the card, individuals must be a veteran or currently serving in the US military.

Info Review Benefits Fees



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