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What Makes LifeLock The Complete Package?

10 March 2010 by CreditCardsCo™

Before we start to talk about what differentiates LifeLock from most other organizations that sell identity theft protection, we will take a bit of time to understand what LifeLock is all about. Identity theft is a rising problem of which many have already been a victim. Even though it is possible to recover the money lost in such an event, this is not always the case. The monetary aspect can always be replaced; however, one thing that remains as a "scar" is the mental distress of knowing that your name has been used for an illegal purpose when you had nothing to do with it. LifeLock is an organization that helps provide protection against identity theft. Not only do they offer monetary value in case of money loss, but they also provide certain procedures directed at preventing the fraud from happening in the first place.

We are going to take a look at the three most important features LifeLock has to offer to the market. For more information, simply visit LifeLock website.

A guarantee of a million dollars

What you have to realize is that there are a large number of companies that are currently offering similar protection. Even though this is the case, none of them will be able to offer a better guarantee than LifeLock. LifeLock is so confident that they will be able to protect your identity against theft that they are offering a million dollar guarantee. What that means is that in the case where you suffer from any identity fraud, you are covered up to a million dollar in damages. This just gives you a better idea of how secure the processes are that LifeLock has put in place in order to prevent your identity from theft.

Track down pre-approved credit offers

One of the most common ways through which a person is known to become a victim of identity theft is through pre-approved credit offers. These are more commonly referred to as junk mail. These emails or post letters that we receive are offers that allow you to increase your credit without having to go through any checks. There is always a chance that the letter or email could be delivered to the wrong address. In such cases, anyone can easily use your name to get extra credit and use it for whatever purpose they intend.

This is where LifeLock comes into play. LifeLock ensures that your name is immediately removed from such company lists. They have implemented some specific procedures which ensure that such a risk is prevented and eliminated. In comparison to other companies that simply provide the financial support after identity fraud, LifeLock also takes measures to stop it in the first place.

Regular Checks

Trying to apply for credit in your name is quite simple. It would not take one person much effort to apply for credit in your name, use it to its maximum and flee as soon as you find out. This is where you find yourself having to deal with a number of legal and financial cases to clear your name proving that it was not actually you who applied for the credit in the first place. Not only does this take a lot of time, but also costs one a lot of money.

This is something that you can avoid altogether if you are protected with LifeLock. They are known to provide regular checks throughout the year to ensure that any application for credit in your name has actually been done by yourself. Some of the means through which they keep track is by telephone, email and text messages. What this means is that no matter where you are, if at any point there is a risk of your name being used as identity theft, it will be bought to your attention immediately.

These were just some of the most important services LifeLock currently has to offer.

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